What Is Municipal Credit Union’s Routing Number?

Jaron Pak
A man filling out a check.

The Municipal Credit Union routing number is 226078036. The credit union is primarily based out of New York City and the surrounding area and shares a single routing number for all of its locations.

What Is a Routing Number?

Routing numbers are used by banks in the United States to identify which institution is sending or receiving funds in any given transaction. These transactions can include:

  • Automatic bill payments.
  • Online and automated clearing house (ACH) payments.
  • Wire transfers.
  • Processing checks.
  • Direct deposits.
  • Paying taxes.
  • Electronic funds withdrawals.
  • Transferring money between banks.

Each routing number has nine digits. While most commonly referred to as a “routing number,” the financial identification serial can also be called:

  • An ABA routing number.
  • A routing transit number, or RTN.

Routing numbers serve as digital addresses for the banks to which they belong.

Where Can You Find Your MCU Routing Number?

A graphic showing the location of the routing, account, and check number on a check.

If you find yourself regularly researching your Municipal Credit Union routing number, you can find it in a few different places:

You can always find your MCU routing number on the lower left-hand side of your checks. The nine-digit number should be all the way to the left and typically followed by your account number and check number, respectively.

You can also find the MCU routing number by visiting the credit union’s home page, where the number is located in both the header and the footer. In addition, you can typically find your routing number if you sign in to your online banking portal or call MCU directly at (212) 693-4900 for most locations and (800) 323-6713 for Upstate or out of state calls.

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