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Trending Posts
How Can I Pay Off All of My Store Credit Cards?
It’s incredibly easy to sign up for in store credit cards, especially when they offer a term without fees, a sign-up bonus, plus the promise...
Credit Card Debt | Credit Cards | Debt
What Is the Minimum Wage in Washington, DC?
As our nation’s capital, Washington, DC sets the stage for the rest of the country. There’s been a lot of talk about raising the minimum...
Career | Jobs and Employment | Lawsuits and Legal Issues
What Is the Minimum Wage in Texas?
2020 Minimum Wage in Texas: $7.25 per hour Texas mostly stays in line with the federal minimum wage of $7.25 an hour. This is only...
Career | Jobs and Employment | Lawsuits and Legal Issues
Federal, State, and Municipal Minimum Wage Rates and Laws
By law, employers in the United States must comply with municipal, state, and federal laws that define the minimum wage at which they pay their...
Career | Jobs and Employment | Lawsuits and Legal Issues
Mobile Check Cashing: How It Works and the Best Free Apps
Even in this age of digital finance, many of us still need to cash a check from time to time. Fortunately, checking technology is catching up...
Banking | Household
Does Having Subscriptions Help Build My Credit?
Have you ever wondered what kinds of things are actually reported on your credit? When we choose to make our bill payments on time, does...
Credit | Credit Scores | Shopping
Credit
Everything You Need to Know About CreditFirm.net
CreditFirm.net is a credit repair law firm that helps you restore your credit and build healthier credit habits for a stronger financial future. Based in Deerfield,...
Credit | Credit Repair
Merrick Bank Secured Card
Annual percentage rate (APR): 17.45% (variable); Purchase intro APR: None; Rewards: None; Annual fee: $36 the first year, $3 monthly fee after; Late fee: $40; Credit...
Credit | Credit Cards
Discover it Chrome Student Credit Card
Annual percentage rate (APR): 12.99% to 21.99%. Purchase intro APR: 0% for six months. Rewards: 1% to 2% cash back. Annual fee: $0. Late fee:...
Credit | Credit Cards
Bank of American Business Advantage Travel Rewards World Mastercard
Annual percentage rate (APR): 12.24% to 22.24%. Purchase intro APR: 0% for nine months. Intro rewards bonus: 30,000 points. Rewards: 1.5 to 3 points per...
Credit | Credit Cards
Destiny Mastercard
Annual percentage rate (APR): 24.90%. Purchase intro APR: None. Rewards: None. Annual fee: $59 to $99. Late fee: $29 to $40. Credit score: Bad to Fair (300-670)....
Credit | Credit Cards
Assent Platinum 0% Intro Rate Mastercard Secured Credit Card
Annual percentage rate (APR): Prime rate plus 9.74%. Purchase intro APR: 0% for six months. Rewards: None. Annual fee: $49. Late fee: Up to $40....
Credit | Credit Cards
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Debt
Caliber Home Loans Review
Caliber Home Loans was established in 2008 and currently operates in all 50 states. The lender offers borrowers a variety of mortgages and refinancing options with different...
Debt | Home Loans
PennyMac Mortgages: How Do They Work?
PennyMac Financial Services has been a publicly traded company since 2013. Its mortgage wing, PennyMac Loan Services, started operations in 2008. PennyMac has a wide...
Debt | Home Loans
Freedom Mortgage: How Does it Work?
Freedom Mortgage was established in 1990 and now has 75 offices throughout the country. It’s served over 1.1 million homeowners and offers several types of home...
Debt | Home Loans
Guild Mortgage: How Does it Work?
Guild Mortgage was established in San Diego in 1960 and began as a home loan provider for houses constructed by the American Housing Guild. Throughout the...
Debt | Home Loans
Veterans United Mortgage and Loans: How do They Work?
Veterans United Home Loans was founded in 2002 in Columbia, Missouri. In 2015, the lender closed over 100,000 loans and in 2018, it celebrated 24 million...
Debt | Home Loans
What Does “Delinquent Account” Mean?
A credit card delinquency means the cardholder has not made the required monthly payments due. Credit card companies report your payment activity to the major...
Debt | Debt Management
See All Debt
Household
How Much Money Should I Save?
Putting away money each month or each paycheck is a no-brainer. However, 39% of people don’t have enough cash in savings to cover a small emergency....
Debt Management | Household | Saving
Alliant Credit Union Review
Alliant Credit Union is based in Chicago, Illinois and is the state’s largest credit union with over 500,000 members nationwide. It was founded in 1935 by...
Banking | Household
Is Suncoast a Good Bank?
Suncoast Credit Union was founded in 1934 by a group of Florida educators. Originally named the Hillsborough County Teachers Credit Union, the credit union expanded its...
Banking | Household
Progressive Home and Auto Insurance Review
You may already be familiar with Progressive Insurance Company due to its extensive commercials and advertisements for auto insurance. While the company is mostly known...
Household | Shopping
Is Globe Life Insurance Legit?
Globe Life was established in 1951 and now has $82 billion of insurance for 4.2 million policyholders throughout the U.S. The company has an A-plus rating...
Household | Shopping
Colonial Penn Life Insurance Review
Colonial Penn, probably best known for its TV ads featuring Jeopardy host Alex Trebek, offers life insurance. Colonial Penn has several different policy types, but...
Household | Shopping
See All Household
Career
How to Plan Business Goals
Setting goals is a common practice that business owners often do right from the inception of a business. However, revisiting, updating, and sticking to your...
Career | Small Business and Entrepreneurship
What Is Organizational Structure?
Every company, regardless of size, needs an organizational structure. Along with meeting the legal requirements for starting a business, defining your company's operational and decision-making...
Career | Small Business and Entrepreneurship
The Ins and Outs of E-Commerce Business Licensing
The e-commerce industry in the US alone was worth over $374 billion in 2020. By 2024, that number is expected to climb to more than...
Career | Small Business and Entrepreneurship
A Guide to Starting an Online Tutoring Business
Whether you’re a teacher looking for a second job or an entrepreneur seeking full-time income, online tutoring may be a lucrative choice. With the COVID-19 pandemic,...
Career | Small Business and Entrepreneurship
Top Growing Industries to Start a Business In
If you’ve always had an interest in small business entrepreneurship, opening your own company may seem exciting and profitable. However, with so many innovative entrepreneurs...
Career | Small Business and Entrepreneurship
A Guide to Running an Online Business
Running a business has always been a challenging task for business owners — and with good reason. Historically, approximately one out of every two businesses doesn’t...
Career | Small Business and Entrepreneurship
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