Under the FICO model, 670-790 is considered a “good” credit score. Scores above 700 show a history of responsibility, something that the high 600s don’t...

Applying for credit cards often requires a hard inquiry on your credit score, which means it can potentially hurt your credit score — at least...

Your credit score is one of the most popular representations of the health of your finances. It can affect virtually all aspects of your life,...

If you’ve thought about getting a credit card lately, then you’ve probably read up on credit scores. Your credit score is a way of measuring...

If you’re struggling with your credit score, paying down credit card debt is one of the best ways to improve it. Basically, if you have...

Secured credit cards are a great way to build your credit score if you’re working to repair a damaged credit history or build credit for...

It may seem impossible to save up enough money for retirement when you are young and barely scraping by, paying off bills and struggling even...

There is a high probability that you will encounter simple interest at some point in your life, as you navigate financial endeavors. In fact, you...

Simply put, APR is what a lender charges you to borrow money. It’s the price you pay to take out a loan. Though this may...

People use credit for different reasons — whether to buy a car, a home, or an education, or to have extra financial support when emergencies...

What Is the FDCPA? The Fair Debt Collections Practices Act of 1978, 15 U.S.C. § 1692, is a federal law that puts restrictions on how,...

Purchasing your first home is a major milestone in many people’s lives. It is also an extremely expensive endeavor. For many, the idea of purchasing...

Owning a pet can get expensive fast, whether it’s a cat or a dog or even a more exotic pet. Yet the benefits pets provide...

Walmart can be an alternative to banks for check cashing services. You might want to use Walmart to cash a check if you don’t have...

Pets are great. They can give us joy in our dark moments, they stay with us no matter what, and they can make us laugh...

Cats can be expensive, just like some breeds of dogs. While adoption fees tend to be minimal, getting a purebred cat from a breeder can...

Price Per Pooch: The 11 Most Expensive Dog Breeds Being a dog owner can be very expensive. Dog food and supplies are a necessity, while...

Our grandparents are often seen as symbols of security. They’ve got life experience, consistently cook the best food, and often preach values of family and...

Baby boomers have only very recently been surpassed by millennials as America's largest generation. As a result, there has been a shift in opinion on...

Millennials seem to be a puzzle that every previous generation is keen to solve. News constantly churns out content on how we refuse to buy...

When Amazon announced it was scouting potential locations for a new headquarters, state governments quickly found themselves engaged in a bidding war with one another....

2019 Minimum Wage in New Hampshire: $7.25 per hour The New Hampshire minimum wage follows the federal minimum wage, which is set at $7.25 an...

Washington State has made some substantial changes to the state minimum wage over the years, although some of these changes have not gone into effect...

In the state of Colorado, the minimum wage is $11.10 per hour as of 2019. This is the absolute minimum amount of money that employers...