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What Is the Minimum Wage in Texas?
2020 Minimum Wage in Texas: $7.25 per hour Texas mostly stays in line with the federal minimum wage of $7.25 an hour. This is only...
Career | Jobs and Employment | Lawsuits and Legal Issues
States That Don’t Tax Pensions: Which States Exempt Pensions From Income Tax
When you work in a government or state provided job, you commonly receive a pension plan after working for the company for a certain amount...
Career | Retirement Planning
Do Title Loans Affect Your Credit Score?
If you’re desperate for fast cash, then a title loan may seem like an appealing solution. After all, walking out the same day with cash...
Car and Auto Loans | Credit Scores | Debt
HSP Careers: Jobs for Empaths and the Highly Sensitive Person
Personalities — just like people — can vary on a spectrum, and on that spectrum lie the extremes. The problem is, not everyone appreciates those...
Career | Jobs and Employment
What Is the Minimum Wage in Utah State?
2020 Minimum Wage in Utah: $7.25 Per Hour Utah follows the federal minimum wage rate, which is set at $7.25. The state does specify certain...
Career | Jobs and Employment | Lawsuits and Legal Issues
What Is the Minimum Wage in Alaska State?
In the beginning of 2020, Alaska raised the state minimum wage. When the consumer price index (CPI) was adjusted to reflect an increase in prices...
Career | Jobs and Employment | Lawsuits and Legal Issues
Credit
Good Faith Letter: Can It Remove Late Payments From Your...
A goodwill adjustment letter, also commonly referred to as a “good faith” letter, is helpful in removing a negative item from your credit report. If...
Credit | Credit Repair
Credit Repair Scams: Everything You Need to Know
If your credit score isn’t where you want it to be, it’s normal to go looking for ways to boost your score fast. Unfortunately, consumers...
Credit | Credit Repair
10 Common Credit Repair Mistakes You Can Make
If you’ve struggled with managing credit in the past, you may be considering credit repair as a way to heal your finances — and with...
Credit | Credit Repair
8 Facts About Credit Repair You Need to Know
Your credit report is an important factor in many aspects of your financial life. Your credit score and history may determine whether you’re eligible for a loan...
Credit | Credit Repair
7 Signs You Need to Repair Your Credit
If you know your financial history isn’t up to par, you may need to repair your credit. It can be hard to know when you...
Credit | Credit Repair
10 Important Reasons to Repair Bad Credit
Your credit is an important factor that lenders use to determine your creditworthiness. With bad credit, you may not qualify for as many financial opportunities,...
Credit | Credit Repair
See All Credit
Debt
What Does “Delinquent Account” Mean?
A credit card delinquency means the cardholder has not made the required monthly payments due. Credit card companies report your payment activity to the major...
Debt | Debt Management
Is the Earnin App Legit?
Earnin is a personal finance app that offers convenient and fast advance payday loans that successfully compete with payday loan retail stores. In the past, the Earnin...
Debt | Personal Loans
6 Things to Do If You Can’t Get Approved for...
Getting denied when you apply for a loan can be frustrating. If you continually get rejected when you apply for credit, it could become frightening....
Debt | Personal Loans
What Is an Adverse Action Notice?
When a lender or other institution takes a negative action against you based on your credit report, you’ll receive an adverse action notice. You could...
Debt | Debt Management
Is Affirm Safe for Personal Loans?
Affirm is a company that offers point-of-sale credit and personal loans for one-time purchases. These personal loans are offered right at checkout when you’re making a...
Debt | Personal Loans
Is SoFi Legit?
SoFi is a financial lender that offers personal loans to consumers. They cater to borrowers who have high credit scores and need simple personal loans to...
Debt | Personal Loans
See All Debt
Household
Charles Schwab Review
Charles Schwab has a sterling reputation as one of the country’s top financial services companies, but it’s facing a rising tide of competition from newcomers...
Household | Investing
What to Expect From the Rakuten Site
Rakuten is a cash-back shopping site that was formerly called Ebates. When you sign up for an account through Rakuten and navigate from this account to a...
Household | Shopping
Is Diversyfund Legit? Everything You Need to Know
DiversyFund offers investment opportunities similar to real estate investment trusts (REITs) with low investment requirements, which makes it ideal for those who are new to real...
Household | Investing
Everything You Need to Know About Tradestation
TradeStation is an online securities brokerage firm and platform. It offers features that appeal to both novices and professional traders and investors. When it started,...
Household | Investing
Everything You Need to Know About Chase You Invest Trade
Chase You Invest Trade is a mobile app that allows you to invest your money in different vehicles and options. While you don’t need to be...
Household | Investing
Crowdstreet Investing Review
CrowdStreet is an online investment platform that allows accredited investors to diversify their portfolio by adding commercial real estate investments. As a real estate crowdfunding platform,...
Household | Investing
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Career
15 Tips on How to Retire Happy
The average age of full retirement has slowly crept up over the years, with the official number currently standing at 67 years old. Whether you...
Career | Retirement Planning
How to Build Passive Income for Retirement
Passive income is income that is generated with minimal effort on the part of the recipient. This doesn’t necessarily mean no work is involved. In fact,...
Career | Retirement Planning
A Guide on How to Get a Pension
Pension plans are also commonly referred to as “defined benefit retirement plans” because they provide you with a guaranteed source of retirement income when you’re eligible...
Career | Retirement Planning
How to Retire at 50
Traditionally, retirement doesn’t begin until an individual is 65 years old. However, the “Financial Independence, Retire Early” (FIRE) movement has redefined how and when retirement...
Career | Retirement Planning
How to Live on Social Security Alone in Retirement
Throughout the years you work, you contribute a portion of your income to the Social Security program. When you’re 62 years old and have worked...
Career | Retirement Planning
How Much Money Do You Need to Retire at 30?
If you’re tired of the nine-to-five grind and long for the time when you can ditch your day job, make your own schedule, and pursue...
Career | Retirement Planning
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