Your credit card is “maxed out” when you are very near, at, or over your spending limit. For instance, say you have a credit card...

You apply for credit through a credit card, mortgage, or another type of loan when you need to make a purchase but don’t want to...

A credit card billing cycle is the amount of time between one credit card statement and the other. When you’re approved for a new credit...

Virtually everyone has at least one credit card and one debit card in their wallet, and many people have multiple credit card accounts. Though credit...

Credit cards are a useful financial tool, but when they aren’t used responsibly, they can be detrimental to your overall financial well-being. It’s easy to fall...

If you wish to learn more about credit cards or are looking to apply for a new one, then you will encounter the terms “credit card...

Getting into a car accident can be traumatic and stressful. However, once the dust settles, you have another issue to deal with: what to do...

If you plan to purchase a motorcycle, you may need to finance your purchase. If you can’t pay outright for the entire purchase price for...

Car shopping can be intimidating. It’s one of those rare events where you spend thousands of dollars within days or even hours. If you’re preparing...

Community colleges are an excellent alternative to standard colleges, and can save you money in the long run. Many community college degrees are two-year programs...

One vital factor in the valuation of real estate is the prevailing interest rate. The Federal Reserve (the Fed) sets this rate and can change it...

Purchasing a home can bring significant benefits. However, there are many factors to consider when deciding whether it is better to buy a house or...

If you’re looking into buying stocks for your portfolio, you may have looked at what’s being traded on the New York Stock Exchange (NYSE) or...

If you recently found out that your bank closed your account due to no voluntary action on your part, you may feel confused or frustrated...

You can never check in on a bank account too often. The more frequently you monitor activity on your checking account, the more likely you’ll...

Buying euros is one of the easiest ways to invest in the eurozone. These nations all use the euro as a common currency. When Europe...

In today’s world, not having a checking account makes it virtually impossible to manage your financial life successfully. Beyond not having a safe place for your...

As online banking has become more and more common, there has been a proliferation of online-only banks. These banks often offer customer-friendly digital interfaces, low...

California is not a right-to-work state. In right-to-work states, an employer cannot require that you join a union as a condition of your employment. Since...

The federal government allows states to independently decide if they want to follow right-to-work laws. There are several right-to-work states that enforce right-to-work laws. However, Ohio...

The federal government allows individual states to decide whether to implement the right-to-work law. Some states have decided to impose this law while others do...

Right-to-work laws are enforced at the state level so each state determines whether or not to impose this legislation. The law applies to how unionized...

Twenty-seven states and Guam have enacted “right-to-work” laws under Section 14(b) of the National Labor Relations Act (NLRA). If you are a resident of Missouri or are...

What Is Right to Work? The federal government allows states to decide whether to enact right-to-work laws. The right to work pertains to labor unions...