A poor credit score can have a huge impact not only on your finances, but on your entire life. Your credit score can affect your...

Under the FICO model, 670-790 is considered a “good” credit score. Scores above 700 show a history of responsibility, something that the high 600s don’t...

Applying for credit cards often requires a hard inquiry on your credit score, which means it can potentially hurt your credit score — at least...

Your credit score is one of the most popular representations of the health of your finances. It can affect virtually all aspects of your life,...

If you’ve thought about getting a credit card lately, then you’ve probably read up on credit scores. Your credit score is a way of measuring...

If you’re struggling with your credit score, paying down credit card debt is one of the best ways to improve it. Basically, if you have...

It may seem impossible to save up enough money for retirement when you are young and barely scraping by, paying off bills and struggling even...

There is a high probability that you will encounter simple interest at some point in your life, as you navigate financial endeavors. In fact, you...

Simply put, APR is what a lender charges you to borrow money. It’s the price you pay to take out a loan. Though this may...

People use credit for different reasons — whether to buy a car, a home, or an education, or to have extra financial support when emergencies...

What Is the FDCPA? The Fair Debt Collections Practices Act of 1978, 15 U.S.C. § 1692, is a federal law that puts restrictions on how,...

Purchasing your first home is a major milestone in many people’s lives. It is also an extremely expensive endeavor. For many, the idea of purchasing...

Everyone who earns income (with few exceptions) pays income tax. People who pay taxes, and even some of those who don’t, are required to make...

It takes a lot of money to run a country. These federal expenses include defense and military spending, infrastructure and economic development, law enforcement and...

A savings account is a bank account that is intended for keeping and saving money — not for use on a regular basis. As such,...

Depending on financial needs, there are several different types of bank accounts a person can open. For instance, some may open a savings account to...

Owning a pet can get expensive fast, whether it’s a cat or a dog or even a more exotic pet. Yet the benefits pets provide...

Walmart can be an alternative to banks for check cashing services. You might want to use Walmart to cash a check if you don’t have...

Burnout is generally characterized by depression-like symptoms, stemming from an overabundance of external pressure. Today, that pressure is commonly felt by millenials, to the point...

Alabama is one of the five states that has not passed any state legislation setting a minimum wage, which means that it therefore defaults to...

2019 Minimum Wage in Utah: $7.25 Per Hour Utah follows federal minimum wage rate, which is set at $7.25. The state does specify certain Utah-specific...

The term “baby boomer” refers to the post-war expansion of the American population. People started having babies — significant numbers of them — between 1946...

Baby boomers have only very recently been surpassed by millennials as America's largest generation. As a result, there has been a shift in opinion on...

Millennials seem to be a puzzle that every previous generation is keen to solve. News constantly churns out content on how we refuse to buy...