Everyone wants to raise their credit score overnight, but, unfortunately, that just isn’t possible. Credit scores aren’t updated instantaneously; it usually takes about a month...

Your credit score plays a major role in the lifetime of your finances. It is critical that you develop the habits involved with building a...

A poor credit score can have a huge impact not only on your finances, but on your entire life. Your credit score can affect your...

Under the FICO model, 670-790 is considered a “good” credit score. Scores above 700 show a history of responsibility, something that the high 600s don’t...

Applying for credit cards often requires a hard inquiry on your credit score, which means it can potentially hurt your credit score — at least...

Your credit score is one of the most popular representations of the health of your finances. It can affect virtually all aspects of your life,...

There are two common methods of debt reduction: the snowball method and the avalanche method. As a snowball rolls downhill, it gathers speed. Avalanches start...

In the past, you may have heard about the debt snowball method, which was originally coined by Dave Ramsey. This is a unique way to...

The home buying process is more than simply shopping for a two-story house with a pool and an updated kitchen — you may also need...

If you’ve started researching how to get out of debt, you may have felt overwhelmed by all the suggestions and techniques provided by experts and...

Debt settlement is a service offered by third-party companies to help you get out of overwhelming debt. If you qualify for debt settlement, the company...

Whether you’re signing up for a credit card, checking your retirement investments, or signing a new home loan, chances are you’re going to come across...

While you may only be in your mid-20s, stashing money away for retirement should start as soon as possible. According to the National Center for...

In short, Uber services may be paid for through physical cash, but there are some grey areas involved. For example, paying for Uber with cash...

The Internal Revenue Service (IRS) keeps tabs on investments that are purchased and sold in order to tax capital gains. In some cases, real estate...

There are two types of interest-bearing accounts that are among the most popular: the money market account and the savings account. While the two accounts...

Having an emergency fund is a necessity for unforeseen expenses that fall outside of a typical monthly budget. Keeping and managing an emergency savings is...

Exchange-traded funds (ETFs) are funds that you can buy or sell through a broker or on an online trading platform. Unlike a regular stock, an...

Businesses need funds to carry out their daily objectives. Managing inventory, maintaining equipment, paying employee wages, advancing marketing efforts — these are only a few...

Attention Deficit Disorder (ADD) causes poor memory, inattention, and easy distractibility. Attention Deficit Hyperactivity Disorder (ADHD) also causes these symptoms, with the addition of hyperactivity...

Adults with speech-related disabilities face a unique set of challenges when pursuing a career or seeking employment. With the right approach, job seekers with speaking,...

According to Forbes, as of September 2014, the unemployment rate for people with disabilities was 12.3%, compared to 5.9% for the general population. However, outdated...

The Economic Policy Institute (EPI) illustrates the gap between a CEO’s earning and that of an average earner as 5.5 times as much. That same...

According to Pew Research Center, in 2018, women earned 85% of what men earned. Additionally, the same study noted that four out of ten women...