Your credit score plays a major role in the lifetime of your finances. It is critical that you develop the habits involved with building a...

A poor credit score can have a huge impact not only on your finances, but on your entire life. Your credit score can affect your...

Under the FICO model, 670-790 is considered a “good” credit score. Scores above 700 show a history of responsibility, something that the high 600s don’t...

Applying for credit cards often requires a hard inquiry on your credit score, which means it can potentially hurt your credit score — at least...

Your credit score is one of the most popular representations of the health of your finances. It can affect virtually all aspects of your life,...

If you’ve thought about getting a credit card lately, then you’ve probably read up on credit scores. Your credit score is a way of measuring...

Whether you’re signing up for a credit card, checking your retirement investments, or signing a new home loan, chances are you’re going to come across...

It may seem impossible to save up enough money for retirement when you are young and barely scraping by, paying off bills and struggling even...

There is a high probability that you will encounter simple interest at some point in your life, as you navigate financial endeavors. In fact, you...

Simply put, APR is what a lender charges you to borrow money. It’s the price you pay to take out a loan. Though this may...

People use credit for different reasons — whether to buy a car, a home, or an education, or to have extra financial support when emergencies...

What Is the FDCPA? The Fair Debt Collections Practices Act of 1978, 15 U.S.C. § 1692, is a federal law that puts restrictions on how,...

Everyone who earns income (with few exceptions) pays income tax. People who pay taxes, and even some of those who don’t, are required to make...

It takes a lot of money to run a country. These federal expenses include defense and military spending, infrastructure and economic development, law enforcement and...

A savings account is a bank account that is intended for keeping and saving money — not for use on a regular basis. As such,...

Depending on financial needs, there are several different types of bank accounts a person can open. For instance, some may open a savings account to...

Owning a pet can get expensive fast, whether it’s a cat or a dog or even a more exotic pet. Yet the benefits pets provide...

Walmart can be an alternative to banks for check cashing services. You might want to use Walmart to cash a check if you don’t have...

When it comes to the hiring process, many employers and human resource managers may turn to an applicant tracking system (ATS) for help. As you...

2019 Minimum Wage in Montana: $8.50 per hour The minimum wage in the state of Montana is $8.50 for hourly employees. This makes it higher...

The current minimum wage for the state of Nevada is $7.25 for employees who are provided a qualified health plan by their employer and $8.25...

There are several exceptions to Ohio’s minimum wage, and it is adjusted for inflation yearly. This is the minimum wage situation in Ohio as of...

Kentucky is a state where the minimum wage has been stagnant for the last 10 years. What’s more, for certain employers and employees, there are...

The state of Kansas has not changed its minimum wage since 2010, when it was raised to match the federal minimum wage of $7.25 an...