Applying for credit cards often requires a hard inquiry on your credit score, which means it can potentially hurt your credit score — at least...

Your credit score is one of the most popular representations of the health of your finances. It can affect virtually all aspects of your life,...

If you’ve thought about getting a credit card lately, then you’ve probably read up on credit scores. Your credit score is a way of measuring...

If you’re struggling with your credit score, paying down credit card debt is one of the best ways to improve it. Basically, if you have...

Secured credit cards are a great way to build your credit score if you’re working to repair a damaged credit history or build credit for...

If you’ve never used credit or borrowed money before, then you likely don’t have a credit score yet. To establish a credit score, you’ll first...

People use credit for different reasons — whether to buy a car, a home, or an education, or to have extra financial support when emergencies...

What Is the FDCPA? The Fair Debt Collections Practices Act of 1978, 15 U.S.C. § 1692, is a federal law that puts restrictions on how,...

Purchasing your first home is a major milestone in many people’s lives. It is also an extremely expensive endeavor. For many, the idea of purchasing...

What Is a Secured Line of Credit? A secured line of credit is a revolving loan, or permission to borrow money, based on collateral you...

Just as the Truth in Lending Act improved transparency between lenders and borrowers, the Truth in Savings Act, which was passed by Congress in 1991,...

Maybe your perfect vacation home sits on a beach overlooking the ocean. Perhaps it’s perched on snowy slopes, or a cabin tucked in the woods....

A money order is just a slip of paper until you cash or deposit it. If someone has paid you via money order, you’ll need...

When you need to use a secure, guaranteed form of payment, few options are better than a money order. Similar to a check, you can...

You’re likely comfortable and familiar with the payment methods you use most, like cash or a credit card — but what about when you need...

The idea of a welfare queen — a woman who fraudulently thrives off of welfare programs — has shaped US politics for decades. Although people...

The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the U.S. government that insures bank and thrift institution deposits to protect the economy...

An unbalanced relationship can put a strain on any marriage — particularly when it comes to matters of money. When one person is pulling the...

In the beginning of 2019, Alaska raised the state minimum wage. When the Consumer Price Index was adjusted to reflect an increase in prices paid...

2019 Minimum Wage in New York: $11.10 per hour The statewide minimum wage in New York is $11.10, except in Long Island and Westchester, where...

2019 Hourly Minimum Wage in Virginia: $7.25 Per Hour The minimum wage in Virginia is the same as the federal minimum wage, and has been...

For the most part, Oklahoma follows the federal minimum wage and associated legislation, however they do have some state-specific rules concerning exemptions from the regular...

Some children are brought into the U.S. without proper documentation by their parents, at ages where they’re too young to understand what’s happening to them...

2019 Minimum Wage in Texas: $7.25 per hour Texas mostly stays in line with the federal minimum wage. This is only for non-exempt workers, as...