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Trending Posts

Being Sued for Medical Bills: What Happens and What You Can Do About It

When you can’t pay your medical bills and your debt has reached an advanced stage, the debt owner may sue you. This is the most...

Debt | Legal Planning and Assistance | Medical Debt

Does Having Subscriptions Help Build My Credit?

Have you ever wondered what kinds of things are actually reported on your credit? When we choose to make our bill payments on time, does...

Credit | Credit Scores | Shopping

What Is the Minimum Wage in New York State?

2020 Minimum Wage in New York: $11.80 per hour The state minimum wage in New York is $11.80, except in Long Island and Westchester, where...

Career | Jobs and Employment | Lawsuits and Legal Issues

HSP Careers: Jobs for Empaths and the Highly Sensitive Person

Personalities — just like people — can vary on a spectrum, and on that spectrum lie the extremes. The problem is, not everyone appreciates those...

Career | Jobs and Employment

What Is the Minimum Wage in Colorado State?

In the state of Colorado, the minimum wage is $12 per hour as of January 2020. This is the absolute minimum amount of money that...

Career | Jobs and Employment | Lawsuits and Legal Issues

Are Active Military Personnel Paid Less than Minimum Wage?

For many civilians, paychecks are relatively simple to understand. You receive a either a salary or an hourly rate, you work your hours, you have...

Career | Military Service | Saving

Credit

Chase Ink Business Cash Credit Card

Annual percentage rate (APR): 13.24% to 19.24%. Purchase intro APR: 0% for 12 months. Rewards: 1% to 5% cash back Annual fee: $0. Late fee: $39....

Credit | Credit Cards

U.S. Bank Cash 365 American Express Credit Card

Annual percentage rate (APR): 15.49% to 24.99% variable. Purchase intro APR: 0% for 12 months on balance transfers. Rewards: 1.5% unlimited cash back; $150 sign-up...

Credit | Credit Cards

Everything You Need to Know About CreditFirm.net

CreditFirm.net is a credit repair law firm that helps you restore your credit and build healthier credit habits for a stronger financial future. Based in Deerfield,...

Credit | Credit Repair

Merrick Bank Secured Card

Annual percentage rate (APR): 17.45% (variable); Purchase intro APR: None; Rewards: None; Annual fee: $36 the first year, $3 monthly fee after; Late fee: $40; Credit...

Credit | Credit Cards

Discover it Chrome Student Credit Card

Annual percentage rate (APR): 12.99% to 21.99%. Purchase intro APR: 0% for six months. Rewards: 1% to 2% cash back. Annual fee: $0. Late fee:...

Credit | Credit Cards

Bank of American Business Advantage Travel Rewards World Mastercard

Annual percentage rate (APR): 12.24% to 22.24%. Purchase intro APR: 0% for nine months. Intro rewards bonus: 30,000 points. Rewards: 1.5 to 3 points per...

Credit | Credit Cards

Debt

Caliber Home Loans Review

Caliber Home Loans was established in 2008 and currently operates in all 50 states. The lender offers borrowers a variety of mortgages and refinancing options with different...

Debt | Home Loans

PennyMac Mortgages: How Do They Work?

PennyMac Financial Services has been a publicly traded company since 2013. Its mortgage wing, PennyMac Loan Services, started operations in 2008. PennyMac has a wide...

Debt | Home Loans

Freedom Mortgage: How Does it Work?

Freedom Mortgage was established in 1990 and now has 75 offices throughout the country. It’s served over 1.1 million homeowners and offers several types of home...

Debt | Home Loans

Guild Mortgage: How Does it Work?

Guild Mortgage was established in San Diego in 1960 and began as a home loan provider for houses constructed by the American Housing Guild. Throughout the...

Debt | Home Loans

Veterans United Mortgage and Loans: How do They Work?

Veterans United Home Loans was founded in 2002 in Columbia, Missouri. In 2015, the lender closed over 100,000 loans and in 2018, it celebrated 24 million...

Debt | Home Loans

What Does “Delinquent Account” Mean?

A credit card delinquency means the cardholder has not made the required monthly payments due. Credit card companies report your payment activity to the major...

Debt | Debt Management

Household

How to Apply for a Checking Account Online

Opening a checking account online is a quick and easy way to get started with a bank without actually visiting a physical branch. If you’re...

Banking | Household

The 11 Best Places to Find Affordable Furniture

You need couches, tables, beds, and chairs in order to live comfortably in your house. However, furniture can be expensive and could quickly break your...

Household | Shopping

The 10 Cheapest Places to Buy Groceries

Grocery shopping can get expensive and overwhelming, especially if you are trying to stick to a budget. Additionally, the selection of food items can vary...

Household | Shopping

Best Places to Buy Cheap Clothes

It can be very difficult to find affordable, nice-looking clothes — especially online. In many cases, promising clothing finds end up being scams. However, there...

Household | Shopping

How Much Money Should I Save?

Putting away money each month or each paycheck is a no-brainer. However, 39% of people don’t have enough cash in savings to cover a small emergency....

Debt Management | Household | Saving

Alliant Credit Union Review

Alliant Credit Union is based in Chicago, Illinois and is the state’s largest credit union with over 500,000 members nationwide. It was founded in 1935 by...

Banking | Household

See All Household

Career

Why Do So Many Businesses Use QuickBooks?

QuickBooks is an accounting software product from Intuit, the company that made one of the first personal computer accounting programs, Quicken, in 1983. Quicken focused on...

Career | Small Business and Entrepreneurship

What Is the Difference Between Traditional Accounting and Computerized Accounting?

In traditional accounting, an accountant makes calculations and inputs financial data manually. For centuries, accountants worked with ledgers, entered information with a pen, and made...

Career | Small Business and Entrepreneurship

7 Reasons to Use Accounting Software for Your Business

Accounting software is a tool for business owners that allows them to keep track of finances and tax records electronically. Small business owners and entrepreneurs who...

Career | Small Business and Entrepreneurship

How to Plan Business Goals

Setting goals is a common practice that business owners often do right from the inception of a business. However, revisiting, updating, and sticking to your...

Career | Small Business and Entrepreneurship

What Is Organizational Structure?

Every company, regardless of size, needs an organizational structure. Along with meeting the legal requirements for starting a business, defining your company's operational and decision-making...

Career | Small Business and Entrepreneurship

The Ins and Outs of E-Commerce Business Licensing

The e-commerce industry in the US alone was worth over $374 billion in 2020. By 2024, that number is expected to climb to more than...

Career | Small Business and Entrepreneurship

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