Everyone wants to raise their credit score overnight, but, unfortunately, that just isn’t possible. Credit scores aren’t updated instantaneously; it usually takes about a month...

Your credit score plays a major role in the lifetime of your finances. It is critical that you develop the habits involved with building a...

A poor credit score can have a huge impact not only on your finances, but on your entire life. Your credit score can affect your...

Under the FICO model, 670-790 is considered a “good” credit score. Scores above 700 show a history of responsibility, something that the high 600s don’t...

Applying for credit cards often requires a hard inquiry on your credit score, which means it can potentially hurt your credit score — at least...

Your credit score is one of the most popular representations of the health of your finances. It can affect virtually all aspects of your life,...

Revolving debt, also known as revolving credit, is a type of debt by which you borrow against a credit limit. Common types of revolving debt...

There are two common methods of debt reduction: the snowball method and the avalanche method. As a snowball rolls downhill, it gathers speed. Avalanches start...

In the past, you may have heard about the debt snowball method, which was originally coined by Dave Ramsey. This is a unique way to...

The home buying process is more than simply shopping for a two-story house with a pool and an updated kitchen — you may also need...

If you’ve started researching how to get out of debt, you may have felt overwhelmed by all the suggestions and techniques provided by experts and...

Debt settlement is a service offered by third-party companies to help you get out of overwhelming debt. If you qualify for debt settlement, the company...

College is expensive. It’s a fact. At this point, it doesn’t matter if you’re looking at an in-state public school or an Ivy League institution;...

A money market account (MMA) can be thought of as a hybrid between a savings and checking account since it has characteristics of both types...

While you may only be in your mid-20s, stashing money away for retirement should start as soon as possible. According to the National Center for...

In short, Uber services may be paid for through physical cash, but there are some grey areas involved. For example, paying for Uber with cash...

The Internal Revenue Service (IRS) keeps tabs on investments that are purchased and sold in order to tax capital gains. In some cases, real estate...

There are two types of interest-bearing accounts that are among the most popular: the money market account and the savings account. While the two accounts...

A recent assessment from City University of London determined that overworking not only damages employees’ well-being but often also does nothing to improve their standing...

Resumes are important. This isn’t a controversial statement. However, determining how to craft one successfully is slightly murkier territory — especially considering that the conventions...

An applicant tracking system (ATS) resume test (also called an ATS resume checker) appraises a resume’s ability to make it past automated applicant tracking ATS...

In a recent study of millennials, almost half of those surveyed stated that a “real job” does not exist. This widespread opinion may paint a...

The job-search game has changed significantly with the advent of the internet and the prolific use of applicant tracking software by employers and recruiters. Older,...

Applicant tracking systems (ATS) are used by companies to appraise and sort resumes (among other things ). Increasingly, employers are using ATS software to ease the...