Applying for credit cards often requires a hard inquiry on your credit score, which means it can potentially hurt your credit score — at least...

Your credit score is one of the most popular representations of the health of your finances. It can affect virtually all aspects of your life,...

If you’ve thought about getting a credit card lately, then you’ve probably read up on credit scores. Your credit score is a way of measuring...

If you’re struggling with your credit score, paying down credit card debt is one of the best ways to improve it. Basically, if you have...

Secured credit cards are a great way to build your credit score if you’re working to repair a damaged credit history or build credit for...

If you’ve never used credit or borrowed money before, then you likely don’t have a credit score yet. To establish a credit score, you’ll first...

Simply put, APR is what a lender charges you to borrow money. It’s the price you pay to take out a loan. Though this may...

People use credit for different reasons — whether to buy a car, a home, or an education, or to have extra financial support when emergencies...

What Is the FDCPA? The Fair Debt Collections Practices Act of 1978, 15 U.S.C. § 1692, is a federal law that puts restrictions on how,...

Purchasing your first home is a major milestone in many people’s lives. It is also an extremely expensive endeavor. For many, the idea of purchasing...

What Is a Secured Line of Credit? A secured line of credit is a revolving loan, or permission to borrow money, based on collateral you...

Just as the Truth in Lending Act improved transparency between lenders and borrowers, the Truth in Savings Act, which was passed by Congress in 1991,...

Pets are great. They can give us joy in our dark moments, they stay with us no matter what, and they can make us laugh...

As individuals, there are a lot of things that we can do to change the way we live and have a better impact on the...

Around 40 to 50 percent of marriages in the US end in divorce. As a result, many parents are then tasked with the difficult undertaking...

Bringing a cat into your life can be an important milestone. They can make fantastic pet companions, and are unique animals that can occasionally be...

Scammers will use any means to extort money from those they deem to be the most vulnerable. Often, they target senior citizens. Many seniors are...

Cats can be expensive, just like some breeds of dogs. While adoption fees tend to be minimal, getting a purebred cat from a breeder can...

Baby boomers have only very recently been surpassed by millennials as America's largest generation. As a result, there has been a shift in opinion on...

Millennials seem to be a puzzle that every previous generation is keen to solve. News constantly churns out content on how we refuse to buy...

When Amazon announced it was scouting potential locations for a new headquarters, state governments quickly found themselves engaged in a bidding war with one another....

In America, there are a host of accredited and highly-acclaimed colleges and universities, and gaining access to one can be a crucial step in achieving...

2019 Minimum Wage in New Hampshire: $7.25 per hour The New Hampshire minimum wage follows the federal minimum wage, which is set at $7.25 an...

Washington State has made some substantial changes to the state minimum wage over the years, although some of these changes have not gone into effect...