Owning a home is an essential part of the “American Dream”, but home ownership is much more complicated than it seems. What is the escrow process, and what is a PITI payment? How much money do you need to be making in order to qualify for a mortgage loan, and what credit score do you need?
With all the factors that go into purchasing a home, it’s easy to get overwhelmed. In this section is more information on how home loans work, how to apply, what credit score you need, and the steps and processes needed in order to get approved. Additionally, there is also more information on special home programs for specific parties and low-income families. Whether this is your first home or you first investment property, there are many details to consider when applying for a home loan.