X
Want a FREE Credit Evaluation ($19.95 value)?
Subscribe & get a free credit evaluation from our #1 trusted partner, Credit Saint!
Pop Up

X

This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site.  This site does not include all financial companies or all available financial offers.

Category: Car and Auto Loans

Cars are an essential part of most people’s everyday lives, and represent significant investment. Purchasing and owning a car is not only exciting, but potentially stressful too.

Before showing up at the car dealership to haggle with a salesperson, you should research some background information about car and auto loans. Who approves car loans, and how can you shop around for the best deal? Can car loans be refinanced, and how should you protect your credit score when purchasing a new or used car?

In this section you can find more information on car or auto loans, as well as some tips and tricks to getting the best deal. These articles cover subjects such as upside down car loans, trading in cars, car liens, using existing loans to purchase a car, and even methods for paying off your car loan faster.

Voluntary Repossession and Your Credit

voluntary repossession of car

These are challenging financial times for many people. If you’ve fallen behind on your payments, you’re not alone. You may be wondering what your options are for lightening up your debt load. You may be considering voluntary repossession as a way to unburden yourself of a car loan that you can’t afford, however, you may […]

Everything You Need To Know About No Credit Check Car Lots

Cars and no credit check lot text on a blue background

Transportation is necessary, and in many parts of the country, people do not have access to subway or metro stations. Meaning owning a vehicle is a must. Unfortunately, getting approved for auto loans is not the easiest thing to do. Especially with a limited credit history or less-than-perfect credit. This is why many people turn […]

Best Car Loans for Bad Credit

Eyeglasses and a calculator sit on top of a car loan application form.

Consumers looking to purchase a new vehicle often require a car loan. While a “Very Good” or “Exceptional” credit score can streamline your loan application process, bad credit can make it more challenging for borrowers to secure the necessary funding for a new car. Here’s the good news: while it might be difficult, it’s far from […]

Best Car Loans With Bad Credit and No Money Down

A person sitting down to their computer, which displays a car loan application screen.

Looking for a car with bad credit is a tough grind, especially when you need a hefty down payment. But this is nothing to worry about, as many lenders offer no-money-down car loans for those with bad credit. These options are easy to get, but down payments offer different benefits that you won’t get when […]

Best Second-Chance Car Loans for People With Bad Credit

A set of keys sit on top of an approved car loan application.

It’s not impossible to get a car loan with bad credit. These options, commonly known as “second-chance car loans,” can help you purchase a vehicle with competitive rates and fees. Here are our top selections for second-chance auto loans. Lenders That Offer Second-Chance Auto Loans Auto Credit Express® Founded in 1999 and part of the […]

Best Bad-Credit Loans for Car Dealerships

A row of cars at an auto dealership.

If you’re interested in purchasing a new or used car with a loan, you know how much your credit score can influence the process. While a high credit score can streamline the loan acquisition and the sale, bad credit ratings can sometimes make it difficult — or even impossible — to secure a loan from […]