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Payday Loans and Short-Term Borrowing

Payday or cash advance loans are a necessary evil for many borrowers. Their lax approval requirements and immediate payout make them an attractive choice for those who need fast cash, but their astronomically high interest rates and aggressive repayment schedules have given them a negative reputation. Despite these disadvantages, millions of Americans continue to use payday loans each year to meet their needs.

When used appropriately, payday loans are a viable short-term or emergency solution to your financial problems. Before you commit to a payday loan, though, it’s important to learn as much as you can about them, and about other forms of short-term borrowing. The following articles and resources from Fiscal Tiger are designed to do just that: answer your questions, provide useful information, and help you come to the right financial decisions.

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