X
Want a FREE Credit Evaluation ($19.95 value)?
Subscribe & get a free credit evaluation from our #1 trusted partner, Credit Saint!
Pop Up

X

This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site.  This site does not include all financial companies or all available financial offers.

Category: Car and Auto Loans

Cars are an essential part of most people’s everyday lives, and represent significant investment. Purchasing and owning a car is not only exciting, but potentially stressful too.

Before showing up at the car dealership to haggle with a salesperson, you should research some background information about car and auto loans. Who approves car loans, and how can you shop around for the best deal? Can car loans be refinanced, and how should you protect your credit score when purchasing a new or used car?

In this section you can find more information on car or auto loans, as well as some tips and tricks to getting the best deal. These articles cover subjects such as upside down car loans, trading in cars, car liens, using existing loans to purchase a car, and even methods for paying off your car loan faster.

What Credit Score Do You Need to Lease a Car or Truck?

A person signing a car lease at a dealership.

If you have a credit score of 620 or lower, most lenders won’t approve you for a car or truck lease. A lease can deliver many benefits over purchasing, including lower monthly payments, access to more valuable vehicles, and shorter terms. You can choose to buy the car at the end of your lease or walk […]

Denied for a Auto Loan? What to Do Next

A car loan application is stamped "denied."

It may seem impossible to save enough money for a car and pay for the purchase in one payment. If you simply can’t save enough money to buy the car you want outright, you may qualify for an auto loan. A car loan is just like a personal loan because you borrow the money from a […]

Leasing vs Buying a Car

A woman in the driver's seat of a car, holding the keys out the window.

When you need a new car, the conversation often focuses on things like gas mileage, vehicle capacity, or buying new or used. The first question to ask, though, is if you even want to purchase a car in the first place. If you’re debating whether to lease your next car, here are some of the […]

Questions to Ask Yourself and a Car Dealer When Buying a Car

A car dealer showing a man around in a showroom.

Purchasing a car can be an overwhelming process. However, if you take your time, do your research, and ask the right questions, you can calmly and cooly locate the perfect vehicle for your particular needs. Below are two lists of questions. The first set is for you to ask yourself before you go out shopping. […]

Everything You Need to Know About Motorcycle Loans and Financing

A tiny model motorcycle sitting on top of a calculator.

If you plan to purchase a motorcycle, you may need to finance your purchase. If you can’t pay outright for the entire purchase price for the bike, you can finance the balance with a motorcycle loan through a financial institution. This type of loan is similar to one you would obtain when buying a car. […]

How Much Should I Spend on a Car?

A couple who has just bought a car sit on the hood of if while the man holds out the keys.

Car shopping can be intimidating. It’s one of those rare events where you spend thousands of dollars within days or even hours. If you’re preparing to purchase a vehicle, here are a few tips to help you go into the car-shopping process as financially prepared as possible. Calculate How Much You Can Pay a Month […]