What Is DCU’s Routing Number?

FT Contributor  | 

DCU’s routing number is 211391825.

What Is a Routing Number?

A routing number is a nine-digit identifier for every bank that is part of the American Bankers Association (ABA). You may sometimes see this number called an ABA number.

Why do you need a routing number? It allows you to send and receive transfers from your bank account. It is more secure than a paper check, and much more convenient as well.

A routing number consists of a federal banking district identifier, a bank identifier, and a confirmation digit. The first four numbers define the banking district, the second four are for the bank itself, and the final number provides confirmation.

When Is a Routing Number Useful?

These digits are useful because, for example, your employer can use your bank routing number and bank account number to make a direct deposit to your account when paying you your salary. With this arrangement, you can get your paycheck without having to deposit the check manually.

Some people first encounter routing numbers when setting up an electronic withdrawal to pay their taxes to the IRS. Others become aware of routing numbers when setting up automatic payments. Automatic payment options are usually available for utility bills, insurance premium payments, credit card payments, and other recurring bills.

Bank routing numbers are also useful for ACH (automated clearing house) and wire transfers. These allow you to move money from one account to another. If you have more than one account, you can use ACH transfers to move money between your accounts. You can also give your routing and account numbers to clients, contractors, or business associates so that they can send payment via bank transfer.

In all of these cases, you need both your bank routing number and your account number. The routing number directs the transfer system to look for your account in a specific bank. Without your account number, however, it cannot complete any transaction.  

Where Can You Find Your DCU Routing Number?

A graphic showing the location of the routing, account, and check number on a check.

The most obvious place to find your DCU routing number is on personal checks issued by DCU. The routing number is always the nine-digit number on the bottom left of the check. You can also find a routing number on your bank’s website, and some banks print it on statements and other bank documents.


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