Top 11 Best Books to Learn About Credit Repair

FT Contributor
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Poor credit can make it difficult to get reasonable loan rates, apply for credit cards, and get homeowners insurance. By improving your credit, you can save thousands of dollars in fees and interest rates.  

Credit repair books written by experts offer advice and tricks that will help those with poor credit repair their credit quickly and achieve Good and Exceptional credit scores. In addition to reading books that teach credit repair secrets, you should also:

  • Pay off debt on time;
  • Avoid hard inquiries;
  • Manage your credit utilization rate;
  • Review your credit report regularly.

This article will show you 11 of the best books to learn about credit repair.

1. “Raise Your Credit Score In 10 Easy Steps!” by Angel Love

Written by an accredited financial counselor, “Raise Your Credit Score In 10 Easy Steps!” teaches those with poor credit to increase their credit scores. The book walks the reader through the various scoring models and shows how credit scores are calculated.  

Love also shows the reader how to take a 780 credit score to an 800, making the book a viable option for those with high credit scores. Overall, the book offers complete and concise information for readers with low or high credit scores and is one of the best books on credit repair.  

You can find the book on Amazon or eBay.  

2. “Do It Yourself Credit Repair 101” by Courtney Allen

Do It Yourself Credit Repair 101”teaches readers a step-by-step process of disputing inaccurate or detrimental claims currently lowering your credit score. The book also includes a sample letter that the reader can use to dispute collection agencies and a sample letter to receive a free annual credit report.

You can find the book on Amazon, along with a free preview of the book’s contents. Readers can purchase a paperback version of the book or a Kindle e-book.  

3. “Credit Repair Kit for Dummies” by Steve Bucci

“Credit Repair Kit for Dummies”includes all the tools needed to rebuild and maintain your credit. Bucci’s guide includes action-based plans that will help those with poor credit create goals and manage their finances.  

Credit Repair Kit for Dummies” teaches you how to pay off debt, dispute inaccurate information, communicate with collectors, and set financial goals that will increase your credit score over time.

You can listen to the book on Audible or CD, or purchase a paperback on Amazon or at Barnes and Noble.

4. “Credit for Complete Beginners: Build and Fix Your Credit” by Marquess Hitchcock

Credit for Complete Beginners: Build and Fix Your Credit” starts from the ground up and clarifies common credit misconceptions. Readers will learn the best credit practices for building and repairing their credit scores.

Although it’s one of the best credit repair books,“Credit for Complete Beginners: Build and Fix Your Credit”is currently out of print. You may be able to find a copy at your local bookstore, library, or on eBay.

5. “Angel Credit Secrets: Everything You Need to Know About Credit Repair” by April Nelson

“Angel Credit Secrets” by April Nelson is a short book of only 34 total pages. The book walks the reader through credit score calculations, credit laws, credit repair processes, and credit disputes.

The book is simple, short, and concise. Readers will learn how to establish the best credit practices and take advantage of the many resources offered in “Angel Credit Secrets.

“Angel Credit Secrets” is available on Amazon and Kindle.

6. “Amazing Credit Repair” by Abel Gray

“Amazing Credit Repair”takes an in-depth dive into credit repair and helps the reader understand every aspect of credit score. The book discusses lesser-known topics such as the effect of marriage on your credit score and how to retire with excellent credit.  

The book covers everything you need to know about credit and credit practices in 205 pages. Readers will learn to correct mistakes on credit reports and improve their credit over time.

You can find “Amazing Credit Repair”on Kindle or audiobook.

7. “The Credit Score Blueprint: Simple Ways to Improve Your Credit Today” by Jeff Leighton

Jeff Leighton’s “The Credit Score Blueprint: Simple Ways to Improve Your Credit Today”teaches 15 proven ways to improve your credit and how to build credit without a current credit report. Readers will debunk 12 credit score myths that most people still believe today.

Overall, the book teaches readers to be more conscious of their credit and helps them to establish long-lasting habits.

You can find “The Credit Score Blueprint: Simple Ways to Improve Your Credit Today” on Kindle, Amazon, Barnes and Noble, and Apple Books.

8. “Credit: 2 books in 1” by Tony Game

Credit: 2 books in 1” takes a deep dive into credit repair and covers two books’ worth of material in a single 238-page guide. Readers will learn to implement a six-step program that increases their credit score legally over time.

The bundle walks readers through credit repair and strategies and then teaches advanced credit building techniques.  

You can find a hardcover or paperback on Amazon, Barnes and Noble, or in your local bookstore.

9. “Credit Repair Book: Ex Credit Bureau Manager Reveals Credit Repair Secrets”by John Harris

John Harris, the author of “Credit Repair Book: Ex Credit Bureau Manager Reveals Credit Repair Secrets,” worked for six years as a loan officer and four years as a credit bureau manager for one of the big three credit bureaus. The 198-page book includes attorney-written dispute letters and a guide on how to dispute claims.

“Credit Repair Book” by John Harris is an updated guide that enables readers to take control of their credit score and gain financial freedom.  

You can find this book on Kindle and Amazon.

10. “How to Cheat At Credit Repair & Get Away With It” by Dustin Harder

“How to Cheat At Credit Repair & Get Away With It” is a 66-page book that teaches readers to understand credit, eliminate debt, and avoid interest. It focuses on teaching the reader how to repair bad credit and maintain healthy credit.  

“How to Cheat At Credit Repair & Get Away With It” by Dustin Harder is available on Kindle, Amazon, Walmart, and other online stores.

11. “609 Letter Templates & Credit Repair Secrets” by Stephen Brown

“609 Letter Templates & Credit Repair Secrets” is an advanced guide that focuses specifically on removing negative elements from your credit report. The book is 103 pages and teaches readers what credit score ranges to reach for.

Throughout the book, readers will learn to gain confidence in their credit score and learn the steps they need to take to increase their FICO score to over 800, including how to remove paid collections from credit reports with sample pay-for-delete letters.  

You can find copies of “609 Letter Templates & Credit Repair Secrets” by Stephen Brown on Kindle and Amazon.


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