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What Is Brad’s Deals?

A person raises their arms in joy, with a credit card in one hand, while they shop online.

Sticking to a tight budget can be a big challenge nowadays. The number of things you could buy online and in-store anytime day or night is all too tempting. Fortunately, through online deal websites and coupon apps, there are more ways than ever to save on everything, from essentials such as food, insurance, and groceries to luxuries […]

How Pyramid Credit Repair Works

A credit repair representative wears a headset and sits at their computer while helping a person.

Pyramid Credit Repair was founded in 2011 as a software company, and they’ve since grown into a full-service credit repair organization with more than 270 team members. Overall, their credit repair process works in three steps: You give them a call to learn more and see how they can help. If you decide to sign […]

What Can You Expect From Avant Loans?

A loan officer holding a document for a client to sign.

Everyone has to get started building their credit somewhere. The paradox is, you need credit to get credit. How can someone, such as a high school or college graduate, qualify for a credit card or a personal loan to start creating a payment track record without a solid credit history? Avant may be the answer. […]

Is 560 a Bad Credit Score or a Good Credit Score?

A person in business attire checks their phone on some stairs in a city.

A FICO credit score of 560 is classified as being “Very Poor” by credit bureaus Experian, TransUnion, and Equifax. It falls well below the average credit rating, making it difficult to obtain a credit card or secure a loan with a reasonable interest rate and terms. Home and auto lenders often include high interest rates and […]

Best Loans Without a Bank Account

A person holding a tablet at their coffee table with a screen that reads "loan."

Lenders often require that applicants provide bank account information when requesting a loan. Credit providers like to see account data because it gives them valuable insight into your financial situation, making it easier for them to assess the risk of lending to you. Not having a bank account makes the assessment process more difficult. That […]

What Banks Don’t Use ChexSystems or Offer Second-Chance Checking Accounts?

A smiling couple meets with a banker.

Some banks review banking histories with systems like ChexSystems to check for a history of issues such as overdrafts, or Early Warning Services for warning indicators such as fraud and forgery. If you don’t have a clean banking history, it can be difficult to find a bank that is willing to work with you and get […]