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How to Get a Personal Loan From a Bank

A closeup of a person filling out a document labeled "loan application."

If you plan on applying for a personal loan, you are going to need to get prepared by gathering some important personal and financial documentation. The lender will also need access to your credit score and credit history to decide if you meet the requirements to be approved for a personal loan. Get Your Credit […]

Navy Federal Credit Union nRewards Secured Credit Card

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Annual percentage rate (APR): 18.00%. Purchase intro APR: None. Rewards: 1 point per $1 spent. Annual fee: $0. Late fee: $20. Credit score: Poor to Fair (300-689). Compare cards here. Benefits Excellent rewards for a secured card: It’s uncommon for secured credit cards to have rewards programs. However, true to its name, the Navy Federal […]

PenFed Gold Visa Credit Card

A woman making a payment on her phone in one hand while holding her credit card in the other.

Annual percentage rate (APR): 7.49% to 17.99% variable. Purchase intro APR: None. Rewards: $100 statement credit. Annual fee: $0. Late fee: Up to $28. Credit score: Excellent (750+). Compare cards here. Benefits Very low interest rate: When you apply for the PenFed Gold Visa Card, you have a chance to qualify for a 7.49% variable APR. This APR […]

PenFed Power Cash Rewards Visa Signature Card

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Annual percentage rate (APR): 14.99% to 17.99%. Purchase intro APR: None. Rewards: 1.5% or 2% cash back. Annual fee: $0. Late fee: $28 max. Credit score: Excellent (750+). Compare cards here. Benefits $100 initial rewards bonus: Cardholders have the opportunity to earn $100 as a rewards bonus for spending $1,500 in the first 90 days. 0% APR […]

Alliant Credit Union Review

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Alliant Credit Union is based in Chicago, Illinois and is the state’s largest credit union with over 500,000 members nationwide. It was founded in 1935 by a group of employees from United Airlines. The financial institution may be 85 years old, but it’s one of the most modern around, providing a user-friendly website and an intuitive […]

Is Suncoast a Good Bank?

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Suncoast Credit Union was founded in 1934 by a group of Florida educators. Originally named the Hillsborough County Teachers Credit Union, the credit union expanded its membership beyond school teachers and educators to accept anyone who works, lives, worships, or attends school in select Florida counties. Suncoast has 10 branches, all concentrated in the Tampa, Florida […]