Credit Repair Guide

What is Credit Repair? (Summary)

Part 1 of a 5-part series. This section covers the very basics of Credit Repair, including:

  • How credit agencies view your credit
  • Credit basics (what it works, how it’s calculated, what makes up a credit history)
  • How debt affects your credit score
  • The role of a Credit Repair agency

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Who Needs Credit Repair? (Summary)

Part 2 of a 5-part series. This section will help you identify if you need credit repair. It covers:

  • The difference between a “Good” and “Bad” credit score
  • In which scenarios you need a credit score
  • Reasons you might have negative (or “bad”) credit
  • The basics of how a professional Credit Repair service can help you

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How Do I Repair or Improve My Credit Score? (Summary)

Part 3 of a 5-part series. Maybe you don’t need to repair your credit score; you may just need to improve it. This section will help you determine the right path for you. It covers:

  • Tactics for fixing past credit mistakes
  • Specific tactics for improving your credit score
  • How to find inaccuracies in your credit report

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How Long Does Credit Repair Take? (Summary)

Part 4 of a 5-part series. So you need to repair your credit; this section will walk you through how long that will take, and the steps along the way. It covers:

  • Cleaning up outstanding balances
  • Reporting progress (and errors) to credit agencies
  • Timelines for fixes or changes on your credit report
  • Long-term tactics for repairing your credit
  • Recovering from identify theft
  • Consolidating debts

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When Do I Need to Seek Professional Credit Repair Services? (Summary)

Part 5 of a 5-part series. This section will help you determine if you need professional services. It covers:

  • What qualifies as a “credit repair company”
  • What a credit repair company can do for you
  • What a credit repair company can’t do for you
  • Results you can expect from a credit repair company

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