Do Secured Credit Credit Cards Still Offer Rewards?
You’ve chosen to go with a secured credit card, great! You’ll be able to slowly build your credit and create a perfect budget that works for you. However, there are other additional benefits to being a credit card holder. Namely, most credit cards come with rewards of some kind. Some may offer you cash back […]
How Can Big Data Help Rebuild My Credit?
You may have heard the term “Big Data” before, but what does it really mean? What’s more, what does it have to do you with your finances and your credit score? We’re ready to break down some intimidating barriers between you and financial knowledge. We’re going to dive into the world of Big Data and […]
Secured Credit Card vs. Prepaid Card: What’s the Difference?
If you’ve never owned a credit card or you’re looking to rebuild your credit, you might be looking at some other options besides using a credit card to rebuild your credit. As you may (or may not) know, if you have no credit or bad credit, it can be hard to qualify for a line of […]
When to Touch Retirement Savings When You’re Unemployed
Losing your job is hard enough, but for many of us unemployment means having to deal with a strict financial situation. Not everyone is eligible for unemployment benefits and sometimes what you have in savings is just not enough. No one is thrilled about the idea of having to remove money from their savings account […]
When to Use Your Credit Card if You’re Unemployed
If you’ve suddenly lost your job, finances can become tight in a hurry. Your savings may be running low, your benefit checks might be small, and you need a way to supplement your income. Sudden unemployment can be unnerving, even if you’ve prepared for such an event. You are now responsible for coming up with […]
How to Save Your Money Effectively
You’ve started examining your finances and are ready to budget accordingly, but the idea of saving seems a bit daunting. Saving for personal reasons and for retirement is incredibly important, but you work hard for your money and want to be able to spend it how you please. A healthy savings account should include long- and […]