How Do I Fix Bad Credit from Auto Loans?
You’ve got a loan, but you’re finding it hard to keep up with the payments. Or maybe you’ve had a car loan default into collections and you have a repossession on your credit score. These things can affect your credit score in a big way. Let’s talk about how to bounce back and get your […]
How Can I Pay Off All of My Store Credit Cards?
It’s incredibly easy to sign up for in store credit cards, especially when they offer a term without fees, a sign-up bonus, plus the promise of additional rewards, and a percentage off of your total purchases. However, having a few of these cards in delinquency can really destroy your credit score. If you’re someone who’s […]
How Long Should I Keep Using a Secured Credit Card?
You’ve started making some improvements to your spending habits. You’ve been using your secured credit card for a while, but you want to know when you can move on to larger investments, or a traditional credit card with better rewards. Although some services, like credit repair, can drastically improve your credit score in a short […]
How Can I Repair My Credit to Refinance My Mortgage?
When you initially signed for your mortgage, you agreed to a certain percentage of interest and an initial term — usually 15 to 30 years. That amount of time can give interest rates a lot of opportunity to change. If you’re planning on staying in your current home for a while, you can potentially lower […]
How Do Secured Credit Cards Help Build Credit?
You’re looking to make a large investment, like a car or home, but your credit score isn’t as high as it could be. Maybe you’re new to the credit world and you haven’t established a credit history for yourself. Or, perhaps you’ve made some weighty credit mistakes in the past and you’re scared that you […]
How Can I Fix Having Too Many Inquiries On My Credit History?
You’ve applied for multiple lines of credit and checked your credit score a few too many times. You’re not being approved, but you’re not sure why. For starters, you should know that too many credit inquiries on your credit report will start to have a negative impact on your score. If you’re suffering from perpetual […]