Are Your Assets Really Yours?
You’re planning for the future, you own a few pieces of property, such as a car and possibly a home. You’re calculating those investments into your total assets in order to leverage more savings or bigger investments down the road. However, can you count all of your investments as true assets? Is there the potential […]
Does My Landlord Report My Payment History?
Renting an apartment is a lot like having debt. You have monthly payments to make, and a deadline to make them in. If you miss a payment, you face an almost immediate risk of fees, penalties, and interest charges. Continue to miss payments or fail to pay altogether, and you might be sent to collections. […]
How to Measure Your Financial Health
Looking at your monthly bank statement each month might not give you a lot of insight into your actual financial well being. Simply having a steady income does not necessarily make you financially healthy, although it puts you one step closer. Why is it important to strive for financial “health,” and what does financial health […]
Does Living With My Parents Hurt My Credit Score?
Living with your parents is a good idea when you have school, bills, and possibly some student loans to worry about. However, at what point should you consider moving out for the sake of your credit score? Every situation is going to be different. Although, at some point, when you want to start opening lines […]
How Can I Improve My Credit Score Without Taking on Substantial Debt?
A good credit score is necessary in order to take out any kind of loan. For most people, their credit score gradually increases (or decreases) as they take on new debt. Dealing with debt responsibly is the best way to get your credit score to increase. However, if you’re new to the credit world, you […]
When and How to Get Your Credit Card Limit Raised
You’re ready to take on a higher credit limit. Maybe you’re gearing up for a large purchase or you’re just ready to take on more responsibility. Increasing your credit limit is a great way to show your bank and the credit bureaus that you can handle a larger loan, which can really help you out […]