How to Know When to Treat Yourself
Shopping trips, dining out, weekend getaways, and other random events commonly come up last minute. I believe that any financially happy individual must have some wiggle room for “fun money.” However, just because you have the means to spend a little extra now, doesn’t necessarily mean you should. How do I know if my finances […]
Are You Avoiding a Budget?
It’s easy to unintentionally avoid a budget when scraping pennies together isn’t necessarily part of your lifestyle anymore. Maybe you really don’t know that you’re putting off budgeting, but at the same time would you be shocked to know that you could be saving hundreds more for emergencies, large purchases, or even retirement? By avoiding […]
Where Does All of My Money Go?
Living in financial comfort isn’t as simple as just making money. Although plenty of Americans are comfortable with their income, many are still confused as to where their money goes each month. Long-term financial stability is achieved when you examine your finances, acknowledge your financial weak spots, create a budget, and implement effective ways to […]
Is Climate Change Costing You Money?
Did you know that if pollution and consumption patterns remain the same, 40 percent of the world will lack access to clean water in 15 years? The earth is expected to contain 3.5 billion more people by 2050, but with no water, we won’t be able to feed them. This means if you have aspirations of […]
The Millennial Guide to Buying a Home
Millennials make up the largest share of homebuyers at 38%, according to the National Association of Realtors’ 2019 Home Buyers and Sellers Generational Trends Report. Even when excluding younger millennials (those between the ages of 21 and 28), this generation still made up the largest share of homebuyers. Older millennials (those between the ages of […]
3 of the Best Investments for Young Adults
What does it mean to live a fulfilled life in today’s world? Baby boomers’ aspirations often include having a family, owning some property, enjoying a fruitful career, and making an impact on the world, among other lifetime goals. The whole idea behind the American dream is that we are free to choose our own destinies. But […]