Does Safeway Cash Checks?

FT Contributor  | 

You can cash a check at the bank and you can also do so at a cash checking chain — but can you cash a check at Safeway? Absolutely! If you’re planning on stopping by your local Safeway to cash your latest paycheck, though, you may want to make sure you fully understand how the process works and what you’ll need to bring with you before you head out.

What Kinds of Checks Can You Cash at Safeway?

While Safeway check cashing is an option, it has a few specifications that you’ll want to look into first. For instance, all Safeways cash payroll checks. They also should cash government checks, although some locations appear to only offer the payroll checks service.

In addition, there’s the size of the check to consider. While a specific number is difficult to pin down, it seems the chain may not cash checks larger than $1,000-$1,500.

Along with the limit, Safeway also charges a fee for each check being cashed. They have not made this fee public, possibly because it varies depending on things like the location and the type and size of the check being cashed.

While some larger retail chains require you to be a member to cash a check, Safeway does not.

As a final caveat, it’s important to realize that larger chains like Safeway can have specifics that vary from location to location. While the information provided works as a starting point, it’s always smart to call your local store beforehand to see if they have any variations on the kinds of checks they can cash as well as the limits and fees associated with cashing them.

How to Cash a Check at Safeway

If you’re wondering about how to cash a check at a Safeway, here’s what you’re going to want to bring with you:

  • The check itself — remember that you’ll need to endorse it before it can be cashed.
  • A current form of ID. This can be something like a driver’s license, state ID, or passport.
  • Your Social Security Number. You should never be asked what this is by a Safeway employee. However, the system will require you to enter your Social Security Number when you go to cash a check.

Find a Safeway Location

When it comes to figuring out where to cash a check at a Safeway, you have many, many options, as all Safeways should provide the service.

Still, it’s worth mentioning once again that larger chains like this often have slightly variable rules from location to location, so confirm the Safeway check cashing hours at your local store before assuming anything. You can look for a local Safeway store to cash your check by visiting their online store locator.

Even if a store is currently open, it can be worth the extra effort to call and make sure to confirm that the customer service department is still open, too. Often this part of a Safeway will open hours after the store does and close down hours before it shuts its doors as well. If the customer service desk is open, you should be good to go.


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