X
Want a FREE Credit Evaluation ($19.95 value)?
Subscribe & get a free credit evaluation from our #1 trusted partner, Credit Saint!
Pop Up

X

This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site.  This site does not include all financial companies or all available financial offers.

Category: Credit Scores

Whether you’re trying to buy a car, rent an apartment, or take out a small business loan, there’s one common metric that lenders will judge: your credit score. Credit scores can range from 300-850, and the higher your score is, the better. Dealerships, landlords, and banks use this score as an easy way to access how trustworthy you are, because, in the financial world, your word and your promise isn’t always enough.

Three major credit bureaus determine your credit score, and they rarely negotiate. One mistake can decimate your score, while it will take several years to climb back up. This can be particularly frustrating, as your credit score determines your financial success. If you’re aiming to understand your credit score more, there are plenty of resources available below.

What Is a VantageScore?

If you pay attention to financial news, you may have heard the term “VantageScore.” But what is VantageScore? Do you have one? If not, how do you get one? How is this different from a regular credit score? Here’s a closer look at this rising player in the credit scoring world. A New Credit Score […]

Who Decides My Credit Score?

Your credit score is one of the most important numbers that represents you. It influences everything from the interest rate on your credit card to the kind of home you can afford and even the ability to rent an apartment. But have you ever wondered where it comes from? Generally speaking, a credit score is an […]

When Loved Ones Ruin Your Credit

repair

Balancing your work life with your personal life can a bit overwhelming at times, but you do it because friends and family are a big part of what make life worth living. Sure, sometimes you have to work a little later than you’d want in order to pay for a family vacation, or you may […]

Millennials: Debt Shy or Avid Credit Builders?

millennials

Millennials: everybody loves to talk about them, and nobody wants to be them. But what makes this group such a popular subject among journalists, financial experts, and government researchers? They are young professionals, many of them just starting out on their career paths after working a slew of part-time jobs. Some of them are even […]

Which Generation Has the Worst Credit?

generation

Did you know that generational names — such as Baby Boomers, Millennials, and Generation X — were made up by marketers? The sole purpose of putting a name to a group of people born in a certain generation is just to make the life of a marketer easier: target “millennials,” instead of targeting “those born […]

What to Do When Your Spouse Has Bad Credit

spouse

Finances can be a source of contention in a marriage. When you are trying to make plans or even set goals, it’s concerning if you or your spouse has bad credit. This conversation may not be fun, or joyful, but being aware of what steps to take will improve the process. Can My Bad Credit […]