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Mortgage Recasts Explained

A man signing a document with house keys sitting on top of it.

What Is a Mortgage Recast? If your home mortgage terms include a mortgage recast option, you’ll benefit from lower monthly mortgage payments after your recast date. With a mortgage recast, you make a lump sum payment to pay down some of your loan balance. Once you’ve completed this payment, your lender reconfigures the loan amortization schedule to […]

What Can You Expect When Banking With Green Dot Bank?

A banker speaking with some clients.

Green Dot Bank is an online bank that offers both a checking and savings account for consumers. The financial institution is unique because you open your bank account online and complete transactions either online or through a mobile app. There are no physical banking locations you can visit but the bank is associated with several in-network ATMs […]

What Can You Expect When Banking With GoBank?

A man holding his smartphone in one hand and a credit card in the other.

What Is GoBank? GoBank is an online bank that allows account holders to access their accounts and perform transactions entirely online or through the bank’s mobile app. Consumers can open bank accounts with GoBank to store their money, pay bills, and save. The online financial institution doesn’t offer a variety of bank account types, which some […]

Is Fundrise Legit?

A pen and tablet sit on top of a laptop's keyboard, with the tablet's screen displaying investment figures and charts.

Real estate is known as an investment with high returns but it’s not always easy to raise enough capital to invest in on your own. Fundrise is a company that allows experienced and beginner investors alike to invest money in real estate investment trusts (REITs), a grouping of several real estate entities sold to numerous investors as […]

Fidelity Brokerage Services Review

An image of the exterior of a Fidelity Investments branch.

Fidelity is a well-known brokerage firm that provides educational planning tools and wealth management strategies to investors. The brokerage is appealing because it includes $0 fee stock trades and an easy-to-use platform. Beginner investors interested in learning how to make their money grow benefit from the brokerage’s simple format, expansive resources, and line of services. […]

Everything You Need to Know About Credit America, Inc. and How It Works

A close up of a man's hands typing on a laptop with a calculator and financial papers on the desk next to him.

CreditAmericaInc.com is a credit repair company that assists consumers in restoring their credit. If you have a low credit score and you’re attempting to apply for a mortgage, obtain a car loan, or make another big financial move, you may not qualify with certain lenders or you may be offered unfavorable loan terms. When you review your […]