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A Guide to Cashing a Check at PLS

A closeup photo of a person in a maroon suit counting cash in their hands.

When you’re in a pinch and need to cash a check, but your bank is closed (or you don’t have one), sometimes the best option available is a check cashing service. PLS Financial Services Inc. is a company that can cash certain checks as a part of their financial services. PLS operates out of Arizona, […]

What is Interest, and How Do Different Types of Interest Work?

A man in a suit illustrates how interest grows exponentially over time by drawing a rising graph with percentage signs.

Whether you’re signing up for a credit card, checking your retirement investments, or signing a new home loan, chances are you’re going to come across the term “interest” somewhere in the paperwork. Put most simply, interest is a charge that is accrued for borrowing money from another person or entity. If you borrow money, you […]

Need Help With Vet Bills? Here Are 5 Great Ways to Find Affordable Pet Care

A photo of two veterinarians: one in the background — a woman holding a grey kitten — while the other is in the foreground — a man holding a yellow lab dog.

Owning a pet can get expensive fast, whether it’s a cat or a dog or even a more exotic pet. Yet the benefits pets provide us — both in improving our quality of life and providing us with unconditional love and companionship — outweigh the potential financial hurdles they may cause. Unfortunately, even an extremely […]

Does Applying for Credit Cards Hurt Your Credit Score?

A photo of credit cards lined up in a row, toppling over like dominos in front of a white background.

Applying for credit cards often requires a hard inquiry on your credit score, which means it can potentially hurt your credit score — at least temporarily. If you’re only applying for one card, your score may only go down a few points. If you apply for multiple cards in a short amount of time, on […]

Gender Tax: The Costs of Being a Woman

A photo of a young woman in a light pink cardigan, comparing two jars of products in a grocery store.

Have you ever noticed how the “pink” items in the store — or the items labeled for women — always seem a bit more expensive than the ones labeled for men? What about clothing; why are women’s clothes often so much more expensive, even when they use less fabric? Women in America (and around the […]