What Is a “Buy Here, Pay Here” Auto Loan, and Is It Right for You?
When you have less than perfect credit, purchasing a vehicle can be a challenge. Even if you qualify for a traditional car loan from a bank, you’re likely to need a bigger down payment and pay higher interest rates. If finances are already tight, the monthly payments might be just too high for you to […]
How to Handle Expenses During a Coronavirus Emergency
While the coronavirus (COVID-19) is considered an unpredictable virus, recent developments have proven its ability to spread quickly and become a global issue. According to the Centers for Disease Control and Prevention (CDC), “More cases of COVID-19 are likely to be identified in the coming days, including more cases in the United States.” The CDC […]
Are There Alternatives to Raising the Minimum Wage?
The minimum wage was introduced in the United States in 1938, at a rate of $0.25 per hour. Since then, the minimum wage has risen to a nation-wide rate of $7.25. Some states and cities have implemented higher minimum wages. The purchasing power of the minimum wage peaked in 1968, and has since declined to […]