Where Can You Find the Best Auto Loan Rates?
If you’re in the market for an auto loan, finding the best rate can seem like a difficult task. When you take the time to visit different resources and compare auto loan rates, you may find that pricing is inconsistent. If you live in an area without several lender options, you could face a higher […]
What Is Income-Contingent Repayment and How Does It Work?
The federal government’s Income-Contingent Repayment (ICR) plans are a type of income-driven repayment plan. ICRs are one of four income-driven loan repayment options offered through the U.S. Department of Education. With this plan, your monthly payments get capped at 20% of your discretionary income, and any remaining loan balance gets forgiven after 25 years of […]
Can You Pay Your Car Loan With a Credit Card?
When you originally bought your car, you may have reviewed the payment schedule and interest for the car loan and felt you could easily afford to take on the debt within your budget. However, your financial circumstances can quickly change. You could face unexpected expenses, suffer a drop in household income, or become responsible for a […]
What Credit Cards Does Walmart Accept?
Shopping at Walmart is a one-stop-shopping experience. For busy shoppers, the convenience of having everything you need in one place can save you lots of time. But being able to buy everything at Walmart means you may end up spending more than you expected when you visit. It’s important to go in with a strict […]
Is Income-Driven Repayment Worth It?
Income-driven repayment plans (IDR plans) help borrowers keep the monthly payments on their student loans manageable. These plans allow you to take your income into account when calculating monthly payments. With these programs, you typically have to pay 10% to 15% of your discretionary income into your student loans each month. This cap on payment amounts can […]
What Is the Difference Between Debt Management and Debt Settlement?
For more than half of Americans, credit card debt is a fact of life. According to a survey by CNBC, 55% of Americans carry a balance on their credit cards. And that debt is adding up: the Federal Reserve Bank of New York reports that the overall debt among Americans is higher than ever, eclipsing even […]