Loans, Grants, and Programs for First Time Home Buyers — Plus Mistakes to Avoid
Purchasing your first home is a major milestone in many people’s lives. It is also an extremely expensive endeavor. For many, the idea of purchasing a home is a far-off dream that may seem unattainable. Luckily, there are programs that were created to make the home buying process a little more accessible for everyone — […]
Can You Pay Student Loans with a Credit Card?
If you’ve taken out student loans throughout your educational career, you know all too well the feeling of dread that accompanies repaying them. Some students wonder if it’s worth it to reduce their student loan debt by making their monthly payments with credit cards—after all, some credit cards offer incentives that allow borrowers to accrue […]
FHA Mortgage Loans: A Comprehensive Guide
When you make a plan to purchase your first home, seeing the costs can be discouraging. Homeownership is much more than paying a monthly mortgage; it can also include utilities, insurance, homeowner association fees, and a host of other hidden costs. Plus, down payments are expected on the mortgage, which can cost as much as […]
IRS Penalties for Late Payment and Filing Taxes Late
Each year, the U.S. government expects you to pay a number of taxes. One of those is known as the Federal Income Tax, a tax levied by the U.S. Internal Revenue Service (IRS) and is based on the annual earnings of individuals, corporations, trusts, and other legal entities. Federal income taxes are built on a […]
Payroll Check Cashing: How and Where To Cash Your Paychecks
Payroll checks, or paychecks, are the paper versions of checks a company uses to pay you for work done. While the general trend has been to recommend electronic transfers (using direct deposit) straight to your bank account, some people prefer hard copies. Let’s look at how to cash paychecks, and what to do if a […]
Student Loan Scams: How To Protect Yourself and Stop Scam Callers
Scammers often target vulnerable populations by exploiting their concerns for a profit. Given that 44 million Americans collectively own about $1.5 trillion in student debt, it’s safe to say that many Americans are concerned about their student loans. Unfortunately, this means that student loan scams are a ripe opportunity to exploit our common fears about […]