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Category: Retirement Planning

Many Americans are paying close attention to the day that they retire, both with eagerness and dread. For many people, retirement has become a double-edged sword: the prospect of finishing a career is satisfying, but as the cost of healthcare rises and people start to live longer, many are wondering if retirement will continue to be an affordable goal. Whether you’re just starting your career or you’re reaching the end of it, retirement should be on your mind.

In order to make sure that you can enjoy financial stability in retirement, it’s important to start saving as early in your career as possible. If you haven’t started yet, then the best time to start is now. A retirement savings account can help you produce the funds necessary to retire, but you should still practice good financial habits in retirement.

How the Utah State Retirement System Works

A retired couple hugging and smiling.

Utah Retirement Systems provides retirement and insurance benefits for public employees in the state. This includes state employees, as well as employees of the local government and school districts. Utah Retirement Systems currently has eight different benefits plans and a variety of different savings plans. They are run by a board whose members are appointed by the […]

How the NYS Retirement System Works

A retired man riding the subway in New York.

New York public employees have access to one of the three largest pension funds in the U.S. One of the most significant benefits of becoming a public employee is gaining access to generous retirement plans. The system includes more than 300 employers and has over a million members, making it one of the largest state […]

How Arizona State Retirement Works

A retired man reading a book in a pool deck chair.

The Arizona State Retirement System (ASRS) was designed to ensure public and state workers contribute to a retirement savings plan so they can eventually stop working and live comfortably. The ASRS includes several pension plans that state employees qualify for depending on their occupation. Many of these pension plans also include different retirement payout options so workers […]

The Best States for Retirement: Where Should You Retire?

A retired couple hugging outdoors.

Often, when discussing retirement, people talk about when they want to retire, and what they want to do in the Golden Years. What’s typically left out of those discussions is where they plan to retire. Perhaps they assume they will stay in their current community, or head to Florida like so many retirees before them. […]

Should You Retire During a Recession? A Guide to Protecting Your Finances

A couple working out whether they can retire during a recession.

You can easily identify when the economy is in a recession because you’ll see low interest rates, a volatile stock market, and other unpredictable economic conditions. If you’re planning to retire soon but a recession is in the works, you may think twice about taking the leap. According to Harvard University’s Joint Center for Housing Studies […]

5 Mistakes Retirees Make: How to Prepare and Invest for Retirement

A retired man looking shocked and confused.

If you’re planning to retire soon, the financial choices you make now can greatly impact your ability to stop working. If you make financial mistakes now, you may be forced to continue working or live on a tight budget when you retire. By reviewing these five common retirement mistakes, you’ll ensure you avoid them so […]