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Category: Investing

Investing is the one aspect of finance that people generally know the least about. In fact, there’s an entire industry based around managing investments so that you don’t have to. When is it a good time to think about getting a financial advisor and dipping your toes into investing? What are the risks? How do the markets work?

In the resources below, these questions are answered. We’ll go over more advanced topics as well, such as what types of investments, funds, and products are available, how to handle investments at tax time, and when to use investment money. Remember, above all, to make sure you understand the risks associated with investing, and to talk to a finance professional before getting involved with investments.

Is Acorns Worth It?

A young man with coffee in one hand and his smartphone open to an investing app in the other.

Acorns is an app that helps you save money so you can invest in your future. When you sign up for Acorns, your debit and/or credit card transactions are rounded up to the nearest dollar and this spare change is put into your investment account with the app. The money in your account is invested into your […]

Initial Public Offering: How Does It Work?

A business man stands next to a chalkboard with the letters "IPO (initial public offering)" written on it.

As a company grows, sometimes it needs more help than what it has received from personal associates or professional venture capitalists. Most corporations begin as private entities, owned by single or multiple parties. This usually includes the founders of the company, as well as any personal or professional investment partners. To gain more capital, an IPO […]

How Does the Capital Gains Tax Work?

A capital gains and losses tax form sits on top of a computer keyboard.

Capital gains tax is a tax on the difference between the price at which you purchase an asset or investment and the price at which you sell it. You realize capital gains when there is a positive difference between the buying and selling price. If you experience a loss (the sales price is less than […]

Best Investments for Beginners: A Guide

An investment adviser instructing two beginners while pointing at a chart.

Investing can seem intimidating if you haven’t dabbled in it before. You may assume the art of investing is reserved for the wealthy but there are many low-risk investments that don’t require a lot of capital, making them perfect for beginner investors. There are many benefits to diving into the world of investments, including helping to save […]

What Is Emotional Investment and How to Avoid it

An unhappy man with his head in his arms looking at a bad emotional investment he has made on his laptop.

Emotional investing is when investors make decisions based on a feeling instead of how the market is actually performing or likely to perform long-term. Two major emotions that can drive investments are fear and greed. Up or down, emotional investing may happen at any time, regardless of market performance. Often, times of recession cause investors to pull […]

The Best Apps for Investing

A woman accessing an investment app on her smartphone.

Millennials are surprisingly good at saving money. According to Forbes, up to 71% of millennials are actively saving for retirement. These savings skills do not translate into investing for wealth-building or retirement, however. Younger investors are far more conservative than older generations. Some 66% of 18-29 year-olds told Forbes that they find the stock market intimidating. […]