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Category: Financial Literacy

To be financially literate is to know how to manage your money. Financial literacy is confidently understanding concepts and vocabulary around investing, savings, debt, budgeting, banking, and more. These concepts are defined as paying off debt, creating a budget, saving for retirement, and understanding the difference between various financial instruments and terms.

Perhaps you have questions about what you need to do to improve your personal finance situation. Or you may just be looking for definitions of terminology. In any case, this resource center will help you become more financially prepared for your future.

What Is Equity Financing?

A businessman analyzing his company shares for equity financing.

Equity financing involves owners or executives of a company raising capital through the sale of shares of company ownership. By selling a piece of ownership in their company, a business can raise money for operations, expansion, or development. Usually, equity comes in the form of shares. However, it can also include such things as options […]

What Is Crowdfunding for Startups?

A businessman visiting a crowdfunding site on his laptop.

Whether you’re opening a restaurant, capitalizing on the latest internet of things trend, or attempting to finally turn that dream of starting a microbrewery into a reality, there are countless people around the globe looking for ways to get their startups off the ground. One of the primary dampers for many entrepreneurs, though, is getting […]

What Is an Angel Investor?

An angel investor handing money to an entrepreneur to help his start up business.

The economy is driven by innovation and the implementation of fresh ideas. However, most new entrepreneurs or inventors who are starting to work on their side hustles need financial assistance to bring their big ideas and business opportunities to fruition. Investors and the investments they make are a key part of ensuring these ideas come to life so […]

What Is Venture Capital?

An investor stands behind the words "venture capital."

Small businesses and startup companies might easily find themselves treading water if they don’t acquire financial help from investors. Venture capital and venture capitalists can help these companies and entrepreneurs overcome stunts in growth by providing money and assistance. According to Harvard Business Review, more than 80% of the money invested in businesses by venture capitalists goes to building […]

What Is Financial Literacy and Why Is It Important?

A graphic of puzzle pieces that spell the words "financial literacy" when formed together.

Lacking in financial literacy can hinder a person’s ability to make good financial decisions. Not having the knowledge to carry out your basic financial tasks can create bigger financial problems. For example, not budgeting properly can lead to late or unpaid bills which could negatively affect your credit score and hurt your chances of qualifying […]

What Are Fixed Assets? Fixed Asset Definition and Examples

A table is cluttered with a laptop, pens, and notebooks — one of them labeled "fixed assets."

For businesses and individuals, there are a variety of assets you can own that make up a portfolio. These assets are used in determining your net worth. As such, it becomes important to understand what makes each asset different from the others. While there are similarities between current assets, liquid assets, and fixed assets, there are also […]