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Category: Financial Literacy

To be financially literate is to know how to manage your money. Financial literacy is confidently understanding concepts and vocabulary around investing, savings, debt, budgeting, banking, and more. These concepts are defined as paying off debt, creating a budget, saving for retirement, and understanding the difference between various financial instruments and terms.

Perhaps you have questions about what you need to do to improve your personal finance situation. Or you may just be looking for definitions of terminology. In any case, this resource center will help you become more financially prepared for your future.

13 Eco-Friendly Ways to Commute to Work

A man dressed in a business suite, bicycling to work with a helmet on.

Everyone can do their part to reduce carbon emissions by living a more eco-friendly lifestyle. The changes don’t necessarily take big sacrifices to make. One of the most significant ways to live greener is by reconsidering how you commute to work every day. Even if driving to work is inevitable, you can feel confident that […]

How Much You Should Tip Your Uber Drivers and When to Do It

Two Uber passengers deciding how much to tip their driver.

Although it’s common to tip many other service professionals, including waitstaff, bartenders, and taxi drivers, many riders are uncertain what the correct tipping protocol is when it comes to Uber drivers. While tipping isn’t strictly necessary, it’s always greatly appreciated by your driver. The average Uber driver only makes about $10.80 an hour, so tips […]

What Is the Minimum Wage in Japan?

A businessman holds a business card that displays the Japanese flag.

When examining Japan’s minimum wage, it’s important to note that there are two types of minimum wages, which are set based on the current cost of living and vary by location and industry. Japan has a regional minimum wage and an industry-specific minimum wage. The regional minimum wage applies to workers who live in a […]

What Does a Financial Advisor Do?

A financial advisor assisting a couple at their home.

Financial advisors help clients decide how to invest and manage their money and assets. In this career, you can have different specialties, but your focus is always on providing advice and options that address each client’s specific needs. Whether they work independently or for a firm, bank, or insurance company, financial advisors need a high […]

What Does a Financial Examiner Do?

A financial examiner working on her laptop while speaking to a client.

A financial examiner works to ensure that banks and other financial institutions follow laws and regulations and provide the required consumer protections. They also perform risk assessments to measure the financial health of banks and lending institutions. When a financial examiner assesses a bank, they look at their financial records, assess risk management practices, and […]

What Does a Financial Manager Do?

A financial manager showing a businesswoman the financial health of her company through charts and figures.

Financial managers are responsible for creating a company or organization’s financial strategy and assisting executives or stakeholders with fiscal decisions. As a manager, you lead a team of professionals who handle finance-related tasks such as accounting, budgeting, risk assessment, and financial analysis. Financial managers can work for small or midsize businesses or large corporations or […]