Should You Get Rental Car Insurance?
Whenever you buy a car, you are legally required to have insurance. Requirements for what kind of insurance and how much vary from state to state, but one thing is clear: you must have coverage, whether you’re leasing a vehicle or you own it. What about if you’re renting? Many rental car companies will try […]
How to Buy A Powerball Ticket: Everything You Need To Know
Lottery tickets are often thought of as a fun novelty item to get people on their birthday, but there are many requirements and specifications to consider when looking to purchase a Powerball ticket. For a first time buyer, purchasing a lottery ticket can come with many questions. You’ll have to know how old you have […]
Should You Take A Lump Sum Or Annuity If You Win The Lottery?
One of the biggest decisions lottery winners have to face immediately is whether to take their payouts as a lump sum or in installments, also known as an annuity. These questions also extend to those with pensions, but the question remains the same: All at once, or over time? There’s tax implications and the actual […]
Health Savings Account 101: How Does an HSA Work?
Health insurance in the United States is a complicated beast. There are many variables that go into each plan, each network, and each individual’s coverage. How do you determine which plan works best for you? How can you decipher the plan to better understand the coverage it provides? Where do you even buy health insurance? Health […]
Why You Should Keep Your Receipts After Doing Holiday Shopping
What happens to your receipts after you buy something at the store? Do you leave it in your pocket, wallet or purse until the ink is all rubbed off and the text becomes illegible? Maybe you toss it in the bag with your purchases, and forget to pull it out? Do you even take the […]
How You Can Avoid Charity Frauds and Donation Scams This Holiday Season
The holidays are a season of giving, with many charities receiving 41 percent of their total donations in the last few weeks of the year. However, some shady individuals mean to use the spirit of altruism during the holidays for their own gain. Charity scams take off during the holidays, intent on taking advantage of […]