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Category: Credit Cards

Owning a credit card can be a gateway to financial freedom or financial ruin. Purchasing something with money you don’t have might always seem like a bad idea, but what about in the case of an emergency? Furthermore, establishing reliable credit habits is the key to achieving financial lifetime milestones. The easiest way to do this is with a credit card.

Unfortunately, it’s not as simple as credit card companies like to make it seem. Even if you believe that you’ve got the credit card game figured out, take the time to ensure that your card is truly working for you. To make sure that you’re using your credit card to its full potential, review Fiscal Tiger’s credit card resources.

Credit Card Billing Cycles: Everything You Need to Know

Credit cards sitting on top of their statements.

A credit card billing cycle is the amount of time between one credit card statement and the other. When you’re approved for a new credit card, your billing cycle starts that day. All purchases, fees, credits, and interest charges that post in the next 28 to 31 days will be included in your first billing […]

7 Reasons Not to Have a Credit Card

An upset man sitting at his laptop looking at his credit card.

Virtually everyone has at least one credit card and one debit card in their wallet, and many people have multiple credit card accounts. Though credit cards are not inherently bad, they could cause financial problems if you are not prepared to manage them correctly. With practice and enough information, you can learn proper credit card […]

10 Bad Credit Card Habits You Need to Break

A sad woman sitting on a couch with her head in her hands while credit cards are spread across the floor.

Credit cards are a useful financial tool, but when they aren’t used responsibly, they can be detrimental to your overall financial well-being. It’s easy to fall into bad habits when using credit cards, from overspending to opening too many accounts, and it doesn’t take long for those habits to hurt your credit score and cost you […]

What Happens When My Credit Card Expires?

A woman cutting her expired credit card in half.

Whether you’re putting your credit card info into an online shopping cart, orally reciting the number over the phone to make a purchase, or pulling it out at the grocery store to insert it into the chip reader, there are plenty of times that you’re going to be asked when your card expires. Often this is […]

What is a Minimum Payment on a Credit Card?

A statement of a $20 minimum payment due.

Credit cards can be complicated to learn about, but the definition of a minimum payment is simple: it is the lowest amount of money your card issuer allows you to pay by the due date without charging you a late fee. Minimum payments vary between institutions and organizations. For instance, one card might carry a […]

10 Reasons Why Your Credit Card Was Declined

A man's laptop screen reads "declined" after he uses his credit card to make an online purchase.

Credit cards are extremely helpful financial tools, but they can also cause issues from time to time. One common scenario is for a user to find their card has been declined while making a purchase. While a declined charge doesn’t initially come with an explanation, there are a few common reasons for your credit card to […]