Payroll Check Cashing: How and Where To Cash Your Paychecks
Payroll checks, or paychecks, are the paper versions of checks a company uses to pay you for work done. While the general trend has been to recommend electronic transfers (using direct deposit) straight to your bank account, some people prefer hard copies. Let’s look at how to cash paychecks, and what to do if a […]
Making a Check Out to Cash: How, When, and Why To Do It
A check “made out to cash” literally has the word “cash” in the payee line. This is different from writing one for someone whose first name is Cash, and is instead meant to represent either paying an unknown payee, or just getting cash in exchange for the check. Why and how would you do this? […]
What is an IRA?
An individual retirement account (IRA, often called an IRA account, despite the redundancy) is basically a type of investment account. It’s not an actual investment, but rather a collection of investments. This can include individual stocks, bonds, index funds, or mutual funds. This account is setup through a financial institution, such as a brokerage firm. […]
How To Find Foreclosed Homes and Pre-Foreclosure Homes to Purchase
Finding a foreclosed home or pre-foreclosed can be trickier than finding a regular home for sale. They may not be in the Multiple Listing Service (MLS) database, and even if they are, consumers usually don’t get direct access to the service. That does not mean foreclosed or pre-foreclosure homes are impossible to find without an […]
House Auction Guide: How To Buy a House in Pre-Foreclosure
The steps in buying a pre-foreclosure house are largely the same as buying a home in foreclosure. There are a few differences, and pre-foreclosures are often offered in auctions. However, these auctions are surprisingly not the most common way for a pre-foreclosure to sell, in part because the lender may not accept the offer due […]
Getting a Home Equity Loan or Home Equity Line of Credit With Bad Credit
Can I Get a Home Equity Loan With Bad Credit? Yes, you can get a home equity loan with bad credit. Home equity loans and home equity lines of credit are both secured by your home, which can make them easier to borrow than other types of loans or financing, even with bad credit. That […]