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Pay for Delete: Can You Erase Bad Credit for $250?

A person holds a credit card while another person speaks to them while typing on a laptop.

If you are looking for ways to improve your credit score, you may be wondering if a pay-for-delete service is your best option, how it works, and when you should decide to ask for this option. Pay-for-delete might work if you know when to ask for it. You may be able to settle paying off […]

Best Credit Cards After Bankruptcy

Credit cards stacked and falling like dominoes.

Filing for bankruptcy can devastate your credit score. In many cases, bankruptcy can drop a credit score by more than 150 points, depending on your original credit score. Some credit card companies won’t work with individuals who have gone through recent bankruptcy because it presents too much financial risk. Even with a bankruptcy on your credit […]

Best Unsecured Credit Cards With Guaranteed Approval

An image of a stack of credit cards.

Unsecured credit cards don’t require you to make a deposit for the same amount as your credit limit. They typically also feature higher lines of credit and attractive rewards, including cash back and low-to-no annual fees. Unsecured Credit Cards for Bad Credit Here, we list 10 of the top unsecured credit cards on the market, […]