Losing a job is a stressful, uncertain experience. Even planned unemployment or a “gap year” after college can be difficult to navigate financially. The following resources have been assembled to help you make sense of your situation, avoid costly mistakes, and make the most of your time between jobs (whether it was deliberate or unexpected). From managing expenses without reliable income, to finding the right job or next stage for your career, to financial assistance and debt relief, we’ve got you covered.

Unexpected Job Loss: Recovering and Moving On

When the loss of a job comes as surprise, it carries a lot of uncertainty. Losing your main source of income doesn’t mean all your bills and expenses go on hold; fortunately, there are ways to cope both in the short term and over longer periods of unemployment. These resources will help you deal with the initial impact of losing your job, and navigate budgeting and managing expenses while you move on to the next job or source of income.

Making the Most of Your Time Between Jobs

“Unemployment” isn’t always a dirty word or a negative experience. With a little forethought and planning, you can prepare for life without a steady job and use the time to your advantage. The following resources can help guide through your sabbatical and into the next phase of your career.

Ready to Quit: Planned Unemployment Resources

Unemployment may be a choice you make, rather than something that happens to you. Whether it is an elective break from working, or you are ready to change careers, return to school, or explore entrepreneurship opportunities, there are lots of good reasons to leave your job and try something else. These resources will help you decide when the time is right and what professional and financial considerations are important for a planned period of unemployment.