Shopping is something we do every week, and it’s also one of the most challenging things to plan within a budget. In the moment of purchase, a number of instincts and impulses combine to make financial decision making difficult. That’s why it’s so important to have a plan set in stone before you shop. Reducing impulse and panic buying takes work, but with the right knowledge at your disposal, you have the tools to control shopping. More than just budgeting advice, under this section you’ll find tips on how to make large purchases without getting taken advantage of, and how to deal with pushy sales tactics. You can learn to be an empowered consumer and make decisions that are truly in your best interests.
Your everyday spending is the first issue to look at in any conversation about debt, credit, and financial discipline. Life comes with so many necessary expenses, learning to reduce your spending in the right ways is crucial to financial stability. Here you can find resources to help you find flexibility in a monthly shopping budget, reduce your expenses, pay down debt, and save for the future.