The routing number for Associated Bank is 075900575. While Associated Bank has multiple locations in Illinois, Minnesota, and Wisconsin, it has only one routing number.
What Is a Routing Number?
A bank routing number, also known as an ABA number, is a nine-digit figure used to identify a bank. You use it when sending or receiving funds to and from a bank account electronically.
The routing number is like the bank’s address. The first four digits denote one of 12 federal banking districts in the United States. These numbers tell the system where to look for a specific bank. The next four numbers define the specific bank that services your account, and the final number provides confirmation.
When setting up a transfer, you will always use your bank account number along with the routing number. The routing number is only for the bank, so you also need to provide your account number for the system to complete any transactions.
For individual bank users and businesses, setting up a transfer using a routing number and an account number is more convenient and more secure than writing a check.
When Do You Need a Routing Number?
You need a routing number for transactions that involve your bank account and a third party, such as your employer or a service provider. With a routing number, you can initiate a transaction directly from your account without a check or debit card.
For example, companies often prefer to pay their employees via a direct deposit. When you start working for a company, you may provide your bank’s routing number and your account number to set up a direct deposit.
If you do not have a direct deposit arrangement with your employer, you may first encounter routing numbers during tax season. The IRS offers electronic withdrawal options for taxpayers.
Most service providers who require monthly payments offer an automatic payment option. With this arrangement, the company withdraws the money directly from your account each month. The advantage is that you do not have to remember to pay your bill each month. Credit card companies, mortgage providers, insurers, and utility companies are among the businesses that offer autopay options.
In some cases, you may use wire transfers or bank-to-bank transfers, such as automated clearing house (ACH) transfers. Such transfers could be for personal purposes, such as moving money between accounts or providing support to family or friends. Often, businesses, contractors, clients, or suppliers use ACH or wire transfers to make payments.
Where Can You Find Your Associated Bank Routing Number?
You can find your routing and account number on any of your Associated Bank personal checks. The Associated Bank routing number is in the bottom left corner of the check, and it is always a nine-digit figure.
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